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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Very smooth easy transaction easy to use

5
Very smooth easy transaction, very happy with the service has helped me in a major way when moving house Reviewed on: 6th May 2024

Clear, well explained and user friendly.

5
Clear, well explained and I like the fact I know what I have borrowed and what I owe. No uncertainty and the website is simple and easy to use. Reviewed on: 6th May 2024

Quite good

5
Provided a loan when I really needed one. Simple online application process. Good functional website. Really easy to make payments even ahead of time. Like the clarity of their information, you know exactly what you are getting and the numbers are made relatively easy to understand. Haven’t had any issues ever so can’t complain. High interest rate but again this was made very clear at the beginning so it was a conscious decision on my part. Reviewed on: 6th May 2024

Very easy and straight forward , loan was approved q...

5
Very easy and straight forward , loan was approved quick Reviewed on: 5th May 2024

Best provider I could find matching credit score

5
Best provider I could find for my cred Reviewed on: 5th May 2024

Fast and easy.

5
Fast and easy. No hassel and money on the same day Reviewed on: 5th May 2024

It was great that plata helped me with my plans.

5
It was great that plata helped me with my plans. Reviewed on: 5th May 2024

Personal experience

5
Very good and easy experience. The portal is interactive and easy to use. Reviewed on: 5th May 2024

Best application process & website.

5
Simple straightforward application processes, kept in the loop with progress. Simple easy instruction to apply. Brilliant website where you are able to check loan details, reduce term or monthly payment. Great monthly reminder on due date for loan repayment. Excellent customer service, would highly recommend and use again if required. Reviewed on: 5th May 2024

Excellent

5
Excellent service, efficient and great communication Reviewed on: 5th May 2024

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