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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,210 reviews, last reviewed 13th Mar 2026
396100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I’ve used plata once for a personal loan, it’s simpl... I’ve used plata once for a personal loan, it’s simple to use and straight to the point, money borrowed was paid quickly and setting up contracts was l... Read more Reviewed on: 13th March 2026
Dan's avatar
Dan

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12210)

Easy to do and set up, very simple application and f...

5
Easy to do and set up, very simple application and fast decision! Reviewed on: 21st March 2024
leanne v's avatar
leanne v

As a single carer of disabled children, I have been...

5
As a single carer of disabled children, I have been forced to deal with many credit providers. Plata was the best loan provider I have ever dealt with. The application was strait forward. The interest rate was extremely reasonable. Customer service is very sufficient and helpful. I am very happy with it. Reviewed on: 21st March 2024
Salma E's avatar
Salma E

Simple. Clear. Fair

4
Simple. Clear. Fair. Doesn't jump on you if there's a DD issue caused by your bank Reviewed on: 21st March 2024
Gareth W's avatar
Gareth W

Efficient straight forward application process.

5
Efficient straight forward application process. Easy to access account. Reviewed on: 21st March 2024
Leanne S's avatar
Leanne S

Great service , I appreciate the help that plata giv...

5
Great service , I appreciate the help that plata give me with the loan Reviewed on: 21st March 2024
Rui Pimpao's avatar
Rui Pimpao

Efficient

5
Efficient, quick and easy, no fuss that’s all I needed Reviewed on: 21st March 2024
C R's avatar
C R

Wonderful stress free experience

5
Wonderful stress free experience Reviewed on: 21st March 2024
Felix C's avatar
Felix C

Perfect service.

5
Perfect service. Easy process from setting up, payment received and monthly payments processed. Very information online portal, couldn’t be happier. Reviewed on: 21st March 2024
Rikki S's avatar
Rikki S

Plata - on your side!

5
The entire experience of applying for a loan with Plata is by far the easiest and most relaxing compared with any other lender, outside of banks. In the past I have on occasion been made to feel embarrassed when applying for a loan with another company. Nothing like that with Plata! They are on your side and I would highly recommend them to anyone. Reviewed on: 21st March 2024
Patricia B's avatar
Patricia B

Great company

5
Easy process, good rates and staff are very helpful and friendly. Reviewed on: 21st March 2024
Leigh Creighton's avatar
Leigh Creighton

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