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Plata: Personal loans reviews

Name: Personal loans
Rating: 4.85 (13649 reviews)

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4.85

Based on 13,649 reviews, last reviewed 25th Jun 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026

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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Awards

Best personal loan provider 2025

Awarded to the personal loan provider rated highest in UK customer reviews.

Plata Personal loans reviews (13649)

Process map very easy

Made the process of repayments and acceptance so easy and the portal is very easy to use, would recommend this if you are looking for a helping hand Reviewed on: 25th April 2024

Very helpful & easy to apply

When needing help I have received quick and helpful advice, easy to use webpage to keep up to date with my account. Easy application whilst still being very thorough ensuring that I am able to pay what I am being quoted for & advice given along the way. Reviewed on: 25th April 2024

Quick and secure.

Quick and secure. Rates are not bad, i suppose depending on your credit score. Allows to extend payment date. Most thing i like is that you can choose how to apply extra payment. Plata allows you to choose 3 options how it's going to be used on your loan: by reducing loan term, use it for future payments or partially settle reducing instalment. I think it's quite handy. Overall my experience was good, nothing to complain about, easy to apply, quite quick, user friendly interface, easy to navigate. I've been an exciting customer for over a year and never had to contact customer service about anything - which proofs again, the quality and simplicity of provided services. Reviewed on: 25th April 2024

Best of all, many thanks great service

Best of all, many thanks great service Reviewed on: 25th April 2024

Sent money quickly topped up my loan received the mo...

Sent money quickly topped up my loan received the money the same day. Good value for money Reviewed on: 25th April 2024

Good to sort out the loan, but not to re-loan.

When I took out the loan, it was quick, easy and hasslefree. However, when I was just to check if I can refinance the loan, the rates were really bad. So I will look around before make any decision. Reviewed on: 25th April 2024

The loan application process was quick and thorough.

The loan application process was quick and thorough. I had a helpful conversation with a Plata advisor to confirm why I required the loan and if it was affordable, prior to acceptance. Once everything was covered, I received the funds within few hours. They also text and email each month prior to payments which shows good responsible lending. Reviewed on: 25th April 2024

Absolutely fantastic.

Absolutely fantastic. Quick decision and payment. Helpful payment reminders. Would recommend to friends and family. Been an pleasure, Reviewed on: 25th April 2024

From the start it was a very easy process.

From the start it was a very easy process. The only issue was adding a barclays account, as it would not accept this. One verified it was easy and the money arrived quickly. The payment is taken the same time every month no matter the day which is a bonus and very good so that you can keep track. Reviewed on: 25th April 2024

Happy customer

Was no complications at all everything went smoothly Reviewed on: 25th April 2024

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Plata: Personal loans reviews

83% decrease in 5 star reviews

75% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Plata: Personal loans now

Best personal loan provider 2025

Plata Personal loans reviews (13649)

Process map very easy

Very helpful & easy to apply

Quick and secure.

Best of all, many thanks great service

Sent money quickly topped up my loan received the mo...

Good to sort out the loan, but not to re-loan.

The loan application process was quick and thorough.

Absolutely fantastic.

From the start it was a very easy process.

Happy customer

Review Plata: Personal loans now

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