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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy and swift application process, excellent commun...

5
Easy and swift application process, excellent communication throughout and quick payment Reviewed on: 28th April 2024
Wayne C's avatar
Wayne C

Great Company, Easy to use and reliable

5
Easy to use and reliable. Quick agreement and good customer service Reviewed on: 27th April 2024
Alan M's avatar
Alan M

5 Stars all round!

5
My credit score is not great due to being in a controlling relationship a few years ago. Since then I have paid all my bills on time, slowly trying to improve my score but no lenders would still let me borrow. I finally stumbled on Plata and after filing out the form online & going through some phone checks they were happy to help me out! Their borrow rate was even better than some previous lenders I had tried! I’ve had nothing but a positive experience dealing with them thus far and am forever grateful they took a chance on me! Reviewed on: 26th April 2024
Natasha's avatar
Natasha

Process map very easy

5
Made the process of repayments and acceptance so easy and the portal is very easy to use, would recommend this if you are looking for a helping hand Reviewed on: 25th April 2024
Kevin h's avatar
Kevin h

Very helpful & easy to apply

5
When needing help I have received quick and helpful advice, easy to use webpage to keep up to date with my account. Easy application whilst still being very thorough ensuring that I am able to pay what I am being quoted for & advice given along the way. Reviewed on: 25th April 2024
Thomas B's avatar
Thomas B

Quick and secure.

5
Quick and secure. Rates are not bad, i suppose depending on your credit score. Allows to extend payment date. Most thing i like is that you can choose how to apply extra payment. Plata allows you to choose 3 options how it's going to be used on your loan: by reducing loan term, use it for future payments or partially settle reducing instalment. I think it's quite handy. Overall my experience was good, nothing to complain about, easy to apply, quite quick, user friendly interface, easy to navigate. I've been an exciting customer for over a year and never had to contact customer service about anything - which proofs again, the quality and simplicity of provided services. Reviewed on: 25th April 2024
Inga Germova's avatar
Inga Germova

Best of all, many thanks great service

5
Best of all, many thanks great service Reviewed on: 25th April 2024
Bogdan R's avatar
Bogdan R

Sent money quickly topped up my loan received the mo...

5
Sent money quickly topped up my loan received the money the same day. Good value for money Reviewed on: 25th April 2024
JY's avatar
JY

Good to sort out the loan, but not to re-loan.

5
When I took out the loan, it was quick, easy and hasslefree. However, when I was just to check if I can refinance the loan, the rates were really bad. So I will look around before make any decision. Reviewed on: 25th April 2024
Notimportant's avatar
Notimportant

The loan application process was quick and thorough.

5
The loan application process was quick and thorough. I had a helpful conversation with a Plata advisor to confirm why I required the loan and if it was affordable, prior to acceptance. Once everything was covered, I received the funds within few hours. They also text and email each month prior to payments which shows good responsible lending. Reviewed on: 25th April 2024
Susan A's avatar
Susan A

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