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Plata: Personal loans reviews

4.94
Based on 12,103 reviews, last reviewed 12th Mar 2026
385800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Very quick process Very quick process and money available Reviewed on: 12th March 2026
JR's avatar
JR

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12103)

From applying to receiving funds all done in a coupl...

5
From applying to receiving funds all done in a couple of hours first class excellent customer services Reviewed on: 20th March 2024

Very easy to use the online portal when making overp...

5
Very easy to use the online portal when making overpayments or changing the payment dates Reviewed on: 20th March 2024

Plata I've experienced that this is the only loan to...

5
Plata I've experienced that this is the only loan to notify me via SMS for an upcoming payment and date, had loans from many but I've just got this service from Plata, I think this is the best way to inform the customer, Thank you Reviewed on: 20th March 2024

Good communication fast approval

5
Good communication fast approval Reviewed on: 20th March 2024

All round fantastic.

5
I had a loan with Plata that I recently paid off. The customer service was great and it was easy enough to do. My payments for the loan were also very good. Reviewed on: 20th March 2024

Easy application, good customer service, will help w...

4
Easy application, good customer service, will help with with your application and decide if pre-aproved Reviewed on: 20th March 2024

So easy and professional I simply called in and ever...

5
So easy and professional I simply called in and everything was so simple and quick3 Reviewed on: 20th March 2024

Quick and painless experience

4
Getting the loan was quite swift and I never ran into any major troubles. The one time I did, Plata were very quick to get things rectified. They also kept me in the loop very well when they had a problem with their systems that prevented my direct debit going through once Reviewed on: 20th March 2024

Very helpful

5
Very helpful when I could not afford 1 payment when I was off sick from work. Reviewed on: 20th March 2024

very happy customer.

5
very happy customer. had no issues with Plata as a company Reviewed on: 20th March 2024

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