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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Absolutely fantastic.

5
Absolutely fantastic. Quick decision and payment. Helpful payment reminders. Would recommend to friends and family. Been an pleasure, Reviewed on: 25th April 2024
Kaytlin's avatar
Kaytlin

From the start it was a very easy process.

5
From the start it was a very easy process. The only issue was adding a barclays account, as it would not accept this. One verified it was easy and the money arrived quickly. The payment is taken the same time every month no matter the day which is a bonus and very good so that you can keep track. Reviewed on: 25th April 2024
Jordan M's avatar
Jordan M

Happy customer

5
Was no complications at all everything went smoothly Reviewed on: 25th April 2024
Nicola T's avatar
Nicola T

Excellent service with a quick and easy website wit...

5
Excellent service with a quick and easy website with easy to understand information. Reviewed on: 25th April 2024
JP's avatar
JP

Excellent easy and helpful

5
Very helpful staff and easy to use website , easy to get hold of staff when needed who were friendly and effcient excellent experience so far woild defiantly recommend plata 5* service . Reviewed on: 25th April 2024
Jc's avatar
Jc

On view it very good

5
Every thing is Good but literally APR is quit high Reviewed on: 25th April 2024
Deu limbu's avatar
Deu limbu

Would recommend to those needing to borrow

5
Easy, fast and efficient service. Had a decision and funds in my account within minutes. The option to pay off early to reduce amount of interest was a great way to save money for me when repaying. Would recommend. Reviewed on: 24th April 2024
Chris 's avatar
Chris

Good for fair credit ratings

5
They were very good for for not having a great credit rating Reviewed on: 24th April 2024
Elizabeth S's avatar
Elizabeth S

Straight forward initial application

5
Straight forward initial application Reviewed on: 24th April 2024
Colin 's avatar
Colin

Good rates

5
Well even i had my loan declined,the rates were very good. Reviewed on: 24th April 2024
Jana Vecaine's avatar
Jana Vecaine

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