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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

First time using the loan from Plata.

5
First time using the loan / finance system from Plata. It went quickly and smoothly, cannot comment on the interest rate compared with other vendors. Happy to recommend it. Reviewed on: 23rd April 2024

Easy and fast to get the money no hassle.

5
Easy and fast to get the money no hassle. Fair APR Reviewed on: 23rd April 2024

All been amazing and great service

5
All been amazing and great service Reviewed on: 23rd April 2024

I have had a very pleasant experience with Plata.

5
I have had a very pleasant experience with Plata. I have never had an issue when speaking with customer service. The service delivers across the board has been excellent! Reviewed on: 23rd April 2024

customer service was good at all times whenever i ha...

5
customer service was good at all times whenever i have contacted Reviewed on: 23rd April 2024

Plata was so quick and easy!

5
Plata was so quick and easy! Extremely helpful! Just first class! Highly recommended service. Reviewed on: 23rd April 2024

Easy and simple process to apply for loan.

5
Easy and simple process to apply for loan. Quick responses and completely online. And if you need to contact them via telephone super friendly staff and efficient Reviewed on: 23rd April 2024

Quick and easy transaction.

5
Quick and easy transaction. All organised online without any issues. Would highly recommend to everyone looking for a quick loan. Reviewed on: 23rd April 2024

Fair and accessible

5
There weren't many loan providers around that would make it realistic and fair to borrow - plata made the process easy and not daunting, with a fair interest rate and ability to pay back early without a cost. Reviewed on: 23rd April 2024

Does what they say on the tin.

5
Does what they say on the tin. From application to pay out and for me early settlement the whole process was simple, quick and straight forward. I would happily recommend them and use them again myself Reviewed on: 23rd April 2024

Review Plata: Personal loans now

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