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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Very quick process and easy

5
Very quick process and easy to apply and get a decision instantly. Reviewed on: 8th April 2024

I was looking for a small loan and it was a great de...

5
I was looking for a small loan and it was a great deal and really easy Reviewed on: 8th April 2024

Very quick turn around.

5
Very quick turn around. Excellent customer service Reviewed on: 8th April 2024

It was a simple and efficient process.

5
It was a simple and efficient process. The questions were easy to follow Reviewed on: 8th April 2024

Quick and easy.

5
Quick and easy. Took less than 24 hours to receive funds Reviewed on: 8th April 2024

Positive Feedback

5
I currently have a personal loan through Plata. The application process was simple & I have had no issues so far. Informed monthly, via email, that my direct debit will be taken on the agreed date, it's a nice reminder. Reviewed on: 8th April 2024

Easy to apply, funds transferred quickly.

5
Easy to apply, funds transferred quickly. Good website and easy to make additional payments, change payment day etc. Reviewed on: 8th April 2024

Very easy and fast to get a loan

5
Very easy and fast to get a loan Reviewed on: 8th April 2024

Quick and easy process with excellent customer service

5
The online process was easy to follow and took only a few minutes to complete. The decision was made promptly and I received the money within 48hrs. Great communication on the application process. It was all very simple. Reviewed on: 8th April 2024

Very smooth process which was quick and easy, very h...

5
Very smooth process which was quick and easy, very high standard of customer service received. Reviewed on: 8th April 2024

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