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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
76% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13648)

Easy and brilliant service, website easy to use and...

5
Easy and brilliant service, website easy to use and full understanding when getting a loan Reviewed on: 23rd March 2024

Very straight forward application.

5
Very straight forward application. Dashboard to track upgrade payments very sleek, all the information you need in one place with one simple click. Customer service was very helpful too and listened to my concerns. Reviewed on: 23rd March 2024

Everything was smooth from the beginning and when i...

5
Everything was smooth from the beginning and when i was on the phone speaking yo someone they were very helpful and informative Reviewed on: 23rd March 2024

Although reluctant to get a loan.

5
Although reluctant to get a loan. Plata made the process simple Reviewed on: 23rd March 2024

Easy to apply very friendly staff

5
Easy to apply very friendly staff Reviewed on: 23rd March 2024

easy to use, helpful and consider it in applying for...

5
easy to use, helpful and consider it in applying for loan Reviewed on: 23rd March 2024

thumbs up

5
after a initial issue with my application turned out to be a software issue with there address checking system the customer service team were brilliant Reviewed on: 23rd March 2024

Highly recommend

5
I had a good experience as I paid on time Reviewed on: 23rd March 2024

Getting a loan was such a relaxing experience and easy

5
Getting a loan was such a relaxing experience and easy- no stress like you can get with some other companies. Reviewed on: 22nd March 2024

Plata made everything easy for me.

5
Plata made everything easy for me. Even when I wanted to pay back early they made it very easy. Reviewed on: 22nd March 2024

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