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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,182 reviews, last reviewed 8th Apr 2026
487800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Plata are a really great company . Plata are a really great company . The application was fast and decision was fast . The money was in my account within half an hour . The app allows... Read more Reviewed on: 8th April 2026
Linda D's avatar
Linda D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13182)

Good service

4
Easy to apply for. Very informative and very quick turn around Reviewed on: 4th July 2023
Xsg Aura's avatar
Xsg Aura

Efficient

5
Efficiency in this messy world is a rare gem. Reviewed on: 4th July 2023
George's avatar
George

Quick, easy and professional

5
My loan application was dealt with quickly, both online and by telephone, and I felt that there was a personal touch lacking with most loan providers. Excellent service, everything undertaken with great ease, and I would highly recommend Plata. Reviewed on: 4th July 2023
Karen Sullivan's avatar
Karen Sullivan

Fantastic service

5
Had an easy time applying for a loan with no problems. Reviewed on: 4th July 2023
Terry Hadigate's avatar
Terry Hadigate

Excellent lender

5
Easy stress free and great supportive communication Reviewed on: 4th July 2023
Kate Hadlow's avatar
Kate Hadlow

Great service

5
So easy and simple, went through quick without delay, would recommend Reviewed on: 4th July 2023
Chloe Fish's avatar
Chloe Fish

Personal loans

5
Very good company to do business Easy to apply Good customer service Reviewed on: 4th July 2023
John's avatar
John

Simple & Fast

5
Really fast to apply -no difficult questions to answer -a swift decision. I had a query so called Plata and got through to a real normal person in the UK who was friendly and answered my question. Funds in my account the same day. Reviewed on: 3rd July 2023
Gail Buckerfield's avatar
Gail Buckerfield

From sceptical to convert

5
I must say, despite my massive scepticism about loans from new companies like plata, with great branding etc, I guess I had the misconception that any loan company that offers loans to people who don't have the best credit such as myself, we needed to be mindful of them. But thus far however, every aspect of the process was easy and relatively stress-free. The website and online user experience is great, the loan money was deposited quickly without Plata doing a deep dive into my accounts and my dogs accounts and my house plants accounts and asking me for paperwork after paperwork; and the interest and repayments weren't terrible. Overall, Plata helped me when I needed money to achieve my personal goals and when other companies were offering horrendous terms, Plata came to the rescue. Reviewed on: 3rd July 2023
Angelica Sykes UK's avatar
Angelica Sykes UK

Great provider

5
Great service, good rate and trusted in me Reviewed on: 2nd July 2023
Terry's avatar
Terry

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