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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
76% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Didn’t respect my decision to not use open banking,...

1
Didn’t respect my decision to not use open banking, I have a joint account and my partner didn’t want me to disclose the account on open banking. Was told I had to so I could apply for a loan? Reviewed on: 21st March 2024
Denham Salmon's avatar
Denham Salmon
Reply from Plata Hi Denham, Thank you for your feedback which we are sorry to read. Unfortunately, to process some applications, we might not be able to proceed without Open Banking, and our requirements will vary from application to application. Open Banking allows us to complete an accurate assessment of your financial situation to ensure we lend responsibly. We are sorry we were unable to help you on this occasion. If you have any further concerns, please do not hesitate to contact us on 0330165 5121. Kind regards, Plata. Response date: 10th April 2024
Plata's logo
Plata

Helpful, polite and informative to help me make the...

5
Helpful, polite and informative to help me make the right decision. Reviewed on: 21st March 2024
colin thacker's avatar
colin thacker

Easy to fill in and decision straight away

5
Easy to fill in and decision straight away Reviewed on: 21st March 2024
Samantha n's avatar
Samantha n

Quick and easy to take out a loan and pay it back ea...

4
Quick and easy to take out a loan and pay it back early Reviewed on: 21st March 2024
Deividas K's avatar
Deividas K

Playa was there when I needed them.

5
Playa was there when I needed them.Brilliant customer service. Reviewed on: 21st March 2024
Francis olanrewaju's avatar
Francis olanrewaju

Great Experience

5
Great, Had no issues, always helpful Glad I went with Plata as Plata has given me a good opportunity. Reviewed on: 21st March 2024
Matty J's avatar
Matty J

quick decision easy to use

5
Very good, very quick decision.easy to use. Happy. Reviewed on: 21st March 2024
Karen 's avatar
Karen

Easy, affordable, very quick , and professional!

5
Easy, affordable, very quick , and professional!!! Reviewed on: 21st March 2024
Dean Harper's avatar
Dean Harper

There were very fast and efficient

5
There were very fast and efficient Reviewed on: 21st March 2024
Andy w's avatar
Andy w

THE WORST LOAN COMPANY SKY HIGH INTEREST WOULD SUGGE...

1
THE WORST LOAN COMPANY SKY HIGH INTEREST WOULD SUGGEST TO LOOK ELSE WHERE Reviewed on: 21st March 2024
Mohammed H's avatar
Mohammed H

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