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Plata: Personal loans reviews

4.94
Based on 13,182 reviews, last reviewed 8th Apr 2026
487800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Plata are a really great company . Plata are a really great company . The application was fast and decision was fast . The money was in my account within half an hour . The app allows... Read more Reviewed on: 8th April 2026
Linda D's avatar
Linda D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13182)

Superb

5
Easy application & speedy decision. Great service. Reviewed on: 28th June 2023

Easy to use and understand

5
Very easy layout and simple use, thanks. Reviewed on: 28th June 2023

Quick & Easy to process

5
This was very quick & easy from start to finish Reviewed on: 28th June 2023

Mr Victor Dokowe-jumbo

5
Easy to apply, quick and efficient in loan processing, effective decisions making and if approved, you can get the money into your bank account the same day. Reviewed on: 28th June 2023

easy' easy' easy'

5
on my last legs, when this little gem turned up. may have taken out longer than I wanted. but was assured and given confidence, that it could be paid off sooner with no penalty. Reviewed on: 28th June 2023

Fast and easy

5
Easy application and money the same day Reviewed on: 28th June 2023

Excellent customer service

5
Have only spoken to a member of their team once, but she was kind, helpful and professional Reviewed on: 28th June 2023

So simple

5
From start to finish, the whole process was quick and easy. Lots of information provided via email and SMS, so I was well informed throughout and knew exactly what was going on at each stage. Reviewed on: 28th June 2023

Nice and easy

5
So simple to apply, no awkward questions, staff were great. Decision came through really quickly and I got the cash next day. I get a helpful text reminder each month when my payment is due to come of my bank. Great company! Reviewed on: 28th June 2023

All round excellence

5
Every step of the application they were there and very helpful. They continue to ensure everything is going well. I think they are good all rounders. Reviewed on: 28th June 2023

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