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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy application and good customer service

5
Very easy application and kept up to date during the application process. Has a good website that is easy to understand and navigate. Reviewed on: 21st March 2024

Loan was there when I needed it and they were very p...

5
Loan was there when I needed it and they were very prompt in responding Reviewed on: 21st March 2024

Easy to do and set up, very simple application and f...

5
Easy to do and set up, very simple application and fast decision! Reviewed on: 21st March 2024

As a single carer of disabled children, I have been...

5
As a single carer of disabled children, I have been forced to deal with many credit providers. Plata was the best loan provider I have ever dealt with. The application was strait forward. The interest rate was extremely reasonable. Customer service is very sufficient and helpful. I am very happy with it. Reviewed on: 21st March 2024

Simple. Clear. Fair

4
Simple. Clear. Fair. Doesn't jump on you if there's a DD issue caused by your bank Reviewed on: 21st March 2024

Efficient straight forward application process.

5
Efficient straight forward application process. Easy to access account. Reviewed on: 21st March 2024

Great service , I appreciate the help that plata giv...

5
Great service , I appreciate the help that plata give me with the loan Reviewed on: 21st March 2024

Efficient

5
Efficient, quick and easy, no fuss that’s all I needed Reviewed on: 21st March 2024

Wonderful stress free experience

5
Wonderful stress free experience Reviewed on: 21st March 2024

Perfect service.

5
Perfect service. Easy process from setting up, payment received and monthly payments processed. Very information online portal, couldn’t be happier. Reviewed on: 21st March 2024

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