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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
75% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Simple. Clear. Fair

4
Simple. Clear. Fair. Doesn't jump on you if there's a DD issue caused by your bank Reviewed on: 21st March 2024
Gareth W's avatar
Gareth W

Efficient straight forward application process.

5
Efficient straight forward application process. Easy to access account. Reviewed on: 21st March 2024
Leanne S's avatar
Leanne S

Great service , I appreciate the help that plata giv...

5
Great service , I appreciate the help that plata give me with the loan Reviewed on: 21st March 2024
Rui Pimpao's avatar
Rui Pimpao

Efficient

5
Efficient, quick and easy, no fuss that’s all I needed Reviewed on: 21st March 2024
C R's avatar
C R

Wonderful stress free experience

5
Wonderful stress free experience Reviewed on: 21st March 2024
Felix C's avatar
Felix C

Perfect service.

5
Perfect service. Easy process from setting up, payment received and monthly payments processed. Very information online portal, couldn’t be happier. Reviewed on: 21st March 2024
Rikki S's avatar
Rikki S

Plata - on your side!

5
The entire experience of applying for a loan with Plata is by far the easiest and most relaxing compared with any other lender, outside of banks. In the past I have on occasion been made to feel embarrassed when applying for a loan with another company. Nothing like that with Plata! They are on your side and I would highly recommend them to anyone. Reviewed on: 21st March 2024
Patricia B's avatar
Patricia B

Great company

5
Easy process, good rates and staff are very helpful and friendly. Reviewed on: 21st March 2024
Leigh Creighton's avatar
Leigh Creighton

Great customer service very helpful

5
Great customer service very helpful Reviewed on: 21st March 2024
June K's avatar
June K

Poor experience!

3
High rates! In December if I were to reimburse the whole amount it was under 5k. All of a sudden in March this year the amount gone up with at least £500, while I paid 3 more months and instead of going down, gone up. Reviewed on: 21st March 2024
Alex's avatar
Alex

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