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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Plata - on your side!

5
The entire experience of applying for a loan with Plata is by far the easiest and most relaxing compared with any other lender, outside of banks. In the past I have on occasion been made to feel embarrassed when applying for a loan with another company. Nothing like that with Plata! They are on your side and I would highly recommend them to anyone. Reviewed on: 21st March 2024

Great company

5
Easy process, good rates and staff are very helpful and friendly. Reviewed on: 21st March 2024

Great customer service very helpful

5
Great customer service very helpful Reviewed on: 21st March 2024

Poor experience!

3
High rates! In December if I were to reimburse the whole amount it was under 5k. All of a sudden in March this year the amount gone up with at least £500, while I paid 3 more months and instead of going down, gone up. Reviewed on: 21st March 2024

quick and simple process.

5
The application was a quick and simple process. The extra money was a great help to me and manageable payback period. If I were to need another loan again in the future I would definitely use them again. Reviewed on: 21st March 2024

Great! Took a chance

5
Great! Took a chance on me during financial difficulties. All payed up now. Thanks for the boost Reviewed on: 21st March 2024

Quick and easy process, funds transferred within a c...

5
Quick and easy process, funds transferred within a couple of hours Reviewed on: 21st March 2024

They helped me when no one else...

5
They helped me with my wedding when no one else would Reviewed on: 21st March 2024

Loan application was smooth and informative, and was...

5
Loan application was smooth and informative, and was a stress free experience. Reviewed on: 21st March 2024

No dramas, no hassle, no surprises, as advertised, t...

5
No dramas, no hassle, no surprises, as advertised, thankyou to help me get on top of my finances Reviewed on: 21st March 2024

Review Plata: Personal loans now

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