Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

I get a very good experience.

5
I get a very good experience. Quick customer service Reviewed on: 21st March 2024
Nishan Singh's avatar
Nishan Singh

Fantastic

5
Very good. Recomand. Five star. I receive my loan very quick. Staff is very helpfull. Reviewed on: 21st March 2024
SERBAN C's avatar
SERBAN C

Plata was the first provider to apply for a personal...

5
Plata was the first provider to apply for a personal loan, all the major banks refused my applications over the consideration that I had a short history in the UK even though it was a relatively small loan that could be repaid by pretty much anyone even on minimum wage. I was also very happy when I got an email close to the winter holidays reminding me I could repay my loan early to reduce the amount I had to pay overall, which didn't even occur to me at the time. I doubt most financial institutions support their customers like this Reviewed on: 21st March 2024
Victor D.'s avatar
Victor D.

Very straightforward and easy to communicate with.

5
Very straightforward and easy to communicate with. Reviewed on: 21st March 2024
Craig L's avatar
Craig L

Simple application process, kind and efficient staff.

5
Simple application process, kind and efficient staff. Reviewed on: 21st March 2024
Alex W's avatar
Alex W

Love the options for early repayments

5
Love the options for early repayments Reviewed on: 21st March 2024
Neill L's avatar
Neill L

Really helped me get out of a sticky situation.

5
Really helped me get out of a sticky situation. Paid off all my loans and credit with the loan so I’m now only paying one fixed interest and one bill rather than multiple. Brilliant Reviewed on: 21st March 2024
Melissa S's avatar
Melissa S

Really easy straight forward quick experience

5
Really easy straight forward quick experience Reviewed on: 21st March 2024
Natalie w's avatar
Natalie w

Applied for a loan, it was quick and easy, the onlin...

5
Applied for a loan, it was quick and easy, the online support has been great and whole process simple and transparent Reviewed on: 21st March 2024
Danielle D's avatar
Danielle D

Quality loan company - highly recommend

5
My experience with Plata was smooth, very easy to apply for and fast in responding. Highly recommend Plata. Reviewed on: 21st March 2024
Fiona E's avatar
Fiona E

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill