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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
75% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13648)

Reliable service

5
Being able to accept payments earlier makes things for customer Reviewed on: 21st March 2024

They were very helpful towards what I wanted in a pe...

5
They were very helpful towards what I wanted in a personal loan and what it was used for and the terms were very acceptable. Reviewed on: 21st March 2024

Really quick and thorough process from loan applicat...

5
Really quick and thorough process from loan application to approval - very pleased with Plata's service and would definitely recommend them. Platform is also really user friendly Reviewed on: 21st March 2024

Friendly people simple admin .

5
Friendly people simple admin .super quick decission. Reviewed on: 21st March 2024

Brilliant easy to use and customer friendly platform...

5
Brilliant easy to use and customer friendly platform - clear and transparent information on the product and services provided. Reviewed on: 21st March 2024

Great service, easy to navigate, quicker outcomes.

5
Great service, easy to navigate, quicker outcomes. Reviewed on: 21st March 2024

Pretty good

5
I am happy with the process from start to finish Reviewed on: 21st March 2024

I've had no issues with plata.

5
I've had no issues with plata. They were quick and simple to sort out my application and money and had no issues changing details made this process so simple Reviewed on: 21st March 2024

Quick, always available to talk, not a machine I had...

5
Quick, always available to talk, not a machine I had one late payment which they dealt with really well Reviewed on: 21st March 2024

The application prosses was easy and customer servic...

5
The application prosses was easy and customer service was very helpful and understanding I would highly recommend them as a loan provider Reviewed on: 21st March 2024

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