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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
75% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13648)

It’s quicker to secure the loan.

5
It’s quicker to secure the loan. I was well treated and trusted. Reviewed on: 21st March 2024

Process was efficient with no fuss

4
Process was efficient with no fuss Reviewed on: 21st March 2024

5 Star Service!

5
Extremely clear and very easy to use website. Very efficient all round! Reviewed on: 21st March 2024

Good service, fast and friendly.

5
Good service, fast and friendly. Reviewed on: 21st March 2024

Really easy to apply for a loan, no hidden agendas o...

5
Really easy to apply for a loan, no hidden agendas or fees they are just open and honest Reviewed on: 21st March 2024

Positive experience

5
My experience with Plata has been really positive. The whole experience was quick and easy, the online log in platform is really useful and information is easy to find! Reviewed on: 21st March 2024

Easy to use and straightforward.

5
Easy to use and straightforward. No issues Reviewed on: 21st March 2024

Applied for a loan and in no time at all after a few...

5
Applied for a loan and in no time at all after a few checks the loan money was arranged and transfered into my bank account Reviewed on: 21st March 2024

Quick and easy all online application and management.

5
Quick and easy all online application and management. Flexible dates and easy to see the settlement figure. the cash was sent virtually instantly with an easy selections of repayment months and dates from which to choose. I’m not pestered by adverts or emails either! Reviewed on: 21st March 2024

Difficult payment system

4
It never registers my visa debit card so I have to make manual payments Reviewed on: 21st March 2024

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