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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 3rd Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it is good experience. it is good experience. easy process Reviewed on: 3rd August 2026
VJ's avatar
VJ

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Kept you informed and up to date at every step of th...

5
Kept you informed and up to date at every step of the way and answered all questions Reviewed on: 20th March 2024

Excellent loan provider.

5
Excellent loan provider.good value for money friendly and helpful support staff very easy process to do the application Reviewed on: 20th March 2024

Good service offered.

4
Good service offered. But would add competitive rates. Reviewed on: 20th March 2024

Smooth operations

4
I have as of yet needed to contact the team at Plata due to how smooth it is to aquire a loan and begin repayments. Reviewed on: 20th March 2024

Easy process and quick payment.

5
Easy process and quick payment. Transparent about interest rates and monthly payments from the start. Let you know likelihood of acceptance before applying and whether you are pre approved Reviewed on: 20th March 2024

Very easy to understand the forms, quick decision an...

5
Very easy to understand the forms, quick decision and good value for money Reviewed on: 20th March 2024

So easy and real people to go through ever step...

5
So easy and real people to go through ever step Reviewed on: 20th March 2024

Half way there, so far so good!

5
I'm about half way through my payments with Plata, the application process was very easy and the friendly professional manner of the advisor was excellent. I've changed my bank half way through and updating the details was easily done online. Haven't had any problems at all, very easy company to work with. Reviewed on: 20th March 2024

Transparent and clear

5
Very clear information and good communication. Easy to apply for and helpful throughout the process Reviewed on: 20th March 2024

Excellent lender

5
Very easy to fill in forms excellent to see what your accounts are do buy using the app Reviewed on: 20th March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review