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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Easy process and quick payment.

5
Easy process and quick payment. Transparent about interest rates and monthly payments from the start. Let you know likelihood of acceptance before applying and whether you are pre approved Reviewed on: 20th March 2024
Jamel Fisher's avatar
Jamel Fisher

Very easy to understand the forms, quick decision an...

5
Very easy to understand the forms, quick decision and good value for money Reviewed on: 20th March 2024
Reviewer's avatar
Reviewer

So easy and real people to go through ever step...

5
So easy and real people to go through ever step Reviewed on: 20th March 2024
Nicholas P's avatar
Nicholas P

Half way there, so far so good!

5
I'm about half way through my payments with Plata, the application process was very easy and the friendly professional manner of the advisor was excellent. I've changed my bank half way through and updating the details was easily done online. Haven't had any problems at all, very easy company to work with. Reviewed on: 20th March 2024
MelvinB's avatar
MelvinB

Transparent and clear

5
Very clear information and good communication. Easy to apply for and helpful throughout the process Reviewed on: 20th March 2024
Gail C's avatar
Gail C

Excellent lender

5
Very easy to fill in forms excellent to see what your accounts are do buy using the app Reviewed on: 20th March 2024
Chris 's avatar
Chris

Friendly Experienced Staff

5
From initial enquiry to completion of my application was very smooth and very up front. Reviewed on: 20th March 2024
zack's avatar
zack

-great staff -easy apply -fair interest rates -good...

5
-great staff -easy apply -fair interest rates -good interest rebates -easy pay back method -good customer service hours Reviewed on: 20th March 2024
Melissa K's avatar
Melissa K

Fast and very competitive rates.

5
Fast and very competitive rates. Very easy application form Reviewed on: 20th March 2024
Peter Powell's avatar
Peter Powell

Applying for my loan was quick and easy, the custome...

5
Applying for my loan was quick and easy, the customer service team have been amazing and I know exactly what I’m paying and until when Reviewed on: 20th March 2024
Tracey H's avatar
Tracey H

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