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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

I was rejected elsewhere although my credit history...

5
I was rejected elsewhere although my credit history is decent. When I applied with plata, the whole process took maybe 5-10 minutes and I received the payment the same day! This is my 2nd time with them, no complaints really but the apr could have been lower. Reviewed on: 20th March 2024
Anonymous's avatar
Anonymous

Applause to Plata

5
I took out a loan nearly a year ago.It was at a great interest rate and I have had no issues checking balances and approaching Plata if I need to top.up or discuss financial difficulties.They are always there to lend an ear Reviewed on: 20th March 2024
SeanBartin's avatar
SeanBartin

Application and portal very easy to use.

5
Application and portal very easy to use. Email queries have been responded to very quickly and telephone call handled well. Reviewed on: 20th March 2024
JosephineD's avatar
JosephineD

Good to know Plata

5
They are easily accessible and their assistance was out of this world Reviewed on: 20th March 2024
Obafemi F's avatar
Obafemi F

Wonderfull, i was so happy to be approved.

5
Wonderfull, i was so happy to be approved. Payment was simple and quick after a polite call from customer services to conduct all necessary security checks. Managed to get all the things i needed at the time to progress with updating my flat. Reviewed on: 20th March 2024
Marek J's avatar
Marek J

My experience was a simple one.

5
My experience was a simple one. I applied, received the money same day. As well as making my monthly repayments I also made additional ad-hoc payments to reduce the interest payable on the loan. I was able to do this all with ease using the online portal. Good experience! Reviewed on: 20th March 2024
Curtis T's avatar
Curtis T

Had loans with plata still do easy and quick good co...

5
Had loans with plata still do easy and quick good company keep up the excellent service you do Reviewed on: 20th March 2024
David noakes 's avatar
David noakes

Amazing value amazing team would recommend and use a...

5
Amazing value amazing team would recommend and use again Reviewed on: 20th March 2024
darren b's avatar
darren b

Good experience overall no issues with plata I would...

5
Good experience overall no issues with plata I would recommend highly Reviewed on: 20th March 2024
Winfred k's avatar
Winfred k

Great experience, good communication , would recomme...

5
Great experience, good communication , would recommend you to family & friends Reviewed on: 20th March 2024
kevin M's avatar
kevin M

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