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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

I had a positive experience using Plata for my perso...

5
I had a positive experience using Plata for my personal loan. The application process was straightforward and quick, and the platform was very easy to use. I received clear information about the loan terms, and the approval process was faster than I expected. The funds were transferred promptly, which helped me handle my expenses without stress. Overall, I’m very satisfied with the service and would definitely recommend Plata to anyone looking for a reliable and hassle-free personal loan. Reviewed on: 13th March 2026

Swift loan service so would highly recommend

4
Swift loan service so would highly recommend Reviewed on: 13th March 2026

Always looked after me and top service!

5
Always looked after me and top service! Reviewed on: 13th March 2026

Very efficient service.

5
Very efficient service. Friendly and easy to deal with Reviewed on: 13th March 2026

Very good service.

5
Very good service. Easy to use, quick and reliable. No messing, just exactly what you want, when you need it. Reviewed on: 13th March 2026

Great service!

5
The application process was really quick and easy. The money arrived when it said it would. Can’t fault Plata at all! Reviewed on: 13th March 2026

I was given lots of information before I applied and...

5
I was given lots of information before I applied and it helped make my decision to apply with Plata a no brainer Reviewed on: 13th March 2026

Easy application, and great customer service.

5
Easy application, and great customer service. Helped me to reorganise my payment date so I can align bills and payments. Reviewed on: 13th March 2026

Perfect.

5
Extremely quick and efficient. Provided all I needed immediately at the time. Excellent care. Reviewed on: 13th March 2026

An accessible and user friendly experience

5
Plata have provided an accessible service throughout - keeping in contact via email and text. I acquired my competitive loan entirely online which made the process easy and user friendly. I would definitely recommend Plata to friends and family. Reviewed on: 13th March 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review