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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

I applied and had an answer within an hour, the mone...

5
I applied and had an answer within an hour, the money was in my account next day. I got a brilliant rate and monthly payment considering my reasonable credit score and it has helped me out immensely, turning my debt into one consolidated payment. Thankyou plata Reviewed on: 12th March 2026
Shaun h's avatar
Shaun h

Took loan out/financial difficulties

5
I recently took out a plata loan although ended up suffering unforeseen medical issues making my ability to pay back fragile. They have emailed and sent letters of support to me Reviewed on: 12th March 2026
MR J's avatar
MR J

Easy application.

5
Easy application. Very quickly sorted. Reviewed on: 12th March 2026
Miss L's avatar
Miss L

Really simple process from start to finish & no stress.

5
Really simple process from start to finish & no stress. Reviewed on: 12th March 2026
J T's avatar
J T

Simple digital and quick process and time to funds i...

5
Simple digital and quick process and time to funds in my bank account Reviewed on: 12th March 2026
S L's avatar
S L

Excellent customer service

5
Applied for a loan and they were very efficient Reviewed on: 12th March 2026
samantha w's avatar
samantha w

We needed a loan and Plata were good in providing one .

5
We needed a loan and Plata were good in providing one . Reviewed on: 12th March 2026
Tom 's avatar
Tom

So easy to use from start to finish.

5
So easy to use from start to finish. Excellent rates on loans. Excellent communication and money transferred extremely quickly Reviewed on: 12th March 2026
Amanda 's avatar
Amanda

The m9ney went into my account quickly

4
The m9ney went into my account quickly Reviewed on: 12th March 2026
Jacq C's avatar
Jacq C

Very easy to use and helpful staff

5
Very easy to use and helpful staff Reviewed on: 12th March 2026
JW 's avatar
JW

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