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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,635 reviews, last reviewed 28th Apr 2026
531000% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

recommended. easy steps to follow, prompt email correspondence, clear contracts without any jargon. email reminders. good value for money. Reviewed on: 28th April 2026
C B's avatar
C B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13635)

Fast and easy to use application flow.

5
Fast and easy to use application flow. Better than the industry standard UX. Reviewed on: 12th March 2026
Euan H's avatar
Euan H

Excellent service

5
I've not had any problems with this company Reviewed on: 12th March 2026
Paul H's avatar
Paul H

Excellent highly recommended.

5
Excellent highly recommended. Very easy process Reviewed on: 12th March 2026
Trace's avatar
Trace

Straightforward and efficient

5
The service was very straightforward and efficient Reviewed on: 12th March 2026
Don W 's avatar
Don W

Easy to apply for, Money straight in my account.

5
Easy to apply for, Money straight in my account. Reviewed on: 12th March 2026
S B's avatar
S B

Great experience, received my loan swiftly and the t...

5
Great experience, received my loan swiftly and the team are very helpful Reviewed on: 12th March 2026
David H's avatar
David H

Fast quick payment and excellent service

5
Fast quick payment and excellent service Reviewed on: 12th March 2026
Craig W's avatar
Craig W

Plata - simple and straightforward mid-prime lender

4
Plata sits between prime and sub-prime lender and interest rates are comparaible with a good credit card rate. So if prime lenders turn you down, then Plata is defintely worth looking at. Was recommended by MSE. Reviewed on: 12th March 2026
Mike S's avatar
Mike S

Reliable and consistent

5
Plata have met all of our needs to manage this loan. I really like the fact I can also pay on the website if needed. email responses are quick and helpful- a most reliable service Reviewed on: 12th March 2026
Caroline M's avatar
Caroline M

Very good information given easy process

5
Very good information given easy process Reviewed on: 12th March 2026
Ian g's avatar
Ian g

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