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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,633 reviews, last reviewed 24th Apr 2026
530800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Simple, quick, fair and affordable It was quick and easy with affordable monthly payments. Without plata loan, I could not consolidate my debts. Whenever I have contacted plata, they ha... Read more Reviewed on: 24th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13633)

Very simple straightforward app and online website v...

5
Very simple straightforward app and online website very useful Reviewed on: 12th March 2026
Melita's avatar
Melita

Easy helped with my needs.

5
Easy helped with my needs. Needed money with bad credit and helped can pay off good amount every month which I can afford Reviewed on: 12th March 2026
Sonia M's avatar
Sonia M

Most quick and seamless loan application ever!

5
I had a fair amount of debt spread across credit cards, so I was looking at personal loans through my Experian app, and received a fantastic pre-approved offer from Plata based on my credit history. Money was in my account in a within a couple of days and it’s a fair and affordable repayment amount. Couldn’t be happier and it helped me completely turn my finances around… Thank you Plata! Reviewed on: 12th March 2026
Alistair Lusby's avatar
Alistair Lusby

Very easily to deal with no hassle

5
Very easily to deal with no hassle Reviewed on: 12th March 2026
Stephen M's avatar
Stephen M

Got my money the same day and was quick and...

5
Got my money the same day and was quick and easy Reviewed on: 12th March 2026
David l's avatar
David l

Really easy to use and stress free!

5
Really easy to use and stress free Reviewed on: 12th March 2026
T M's avatar
T M

The best service and helpful

5
The best service ,good service and helpful and in the time Reviewed on: 12th March 2026
George H's avatar
George H

Got a small loan for a year , paid off 3 years early...

5
Got a small loan for a year , paid off 3 years early no hassle quick easy settlement would use again if I needed Reviewed on: 12th March 2026
Connor Moore's avatar
Connor Moore

Excellent service

5
Easy transaction quick and no fuss Reviewed on: 12th March 2026
Lesley's avatar
Lesley

Brilliant

5
The most straightforward loan I have ever had Reviewed on: 12th March 2026
Ruth B's avatar
Ruth B

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