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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

They really helped me out of a pickle

5
Quick click and able and they helped me enourmeosly with no drama! Reviewed on: 12th March 2026
PhilipC's avatar
PhilipC

Easy and straightforward loan process.

5
The process was simple and quick. Everything was clearly explained and the application was easy to complete. Communication was good and the funds were released without unnecessary delays. Overall a smooth experience and a helpful service if you need a personal loan. Reviewed on: 12th March 2026
O M's avatar
O M

The loan process was straightforward and hassle-free.

5
The loan process was straightforward and hassle-free. Everything was simple to understand, and the application was handled quickly. I received the funds very fast, which made the whole experience smooth and convenient. Reviewed on: 12th March 2026
Lu A's avatar
Lu A

When i was struggling they were there to help .

5
When i was struggling they were there to help . Reviewed on: 12th March 2026
Gary mcinnes 's avatar
Gary mcinnes

Very professional, understanding and efficient service

5
Very professional, understanding and efficient service Reviewed on: 12th March 2026
Robert W's avatar
Robert W

Simple and affordable

5
I took out a loan, rates were competitive, easy to set up, easy to keep track of - the website is very user friendly - can find all relevant information easily. Reviewed on: 12th March 2026
Lorraine 's avatar
Lorraine

Very simple straightforward app and online website v...

5
Very simple straightforward app and online website very useful Reviewed on: 12th March 2026
Melita's avatar
Melita

Easy helped with my needs.

5
Easy helped with my needs. Needed money with bad credit and helped can pay off good amount every month which I can afford Reviewed on: 12th March 2026
Sonia M's avatar
Sonia M

Most quick and seamless loan application ever!

5
I had a fair amount of debt spread across credit cards, so I was looking at personal loans through my Experian app, and received a fantastic pre-approved offer from Plata based on my credit history. Money was in my account in a within a couple of days and it’s a fair and affordable repayment amount. Couldn’t be happier and it helped me completely turn my finances around… Thank you Plata! Reviewed on: 12th March 2026
Alistair Lusby's avatar
Alistair Lusby

Very easily to deal with no hassle

5
Very easily to deal with no hassle Reviewed on: 12th March 2026
Stephen M's avatar
Stephen M

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