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Plata: Personal loans reviews

4.94
Based on 13,633 reviews, last reviewed 24th Apr 2026
530800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Simple, quick, fair and affordable It was quick and easy with affordable monthly payments. Without plata loan, I could not consolidate my debts. Whenever I have contacted plata, they ha... Read more Reviewed on: 24th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13633)

So easy to deal with and easy to process

5
So easy to deal with and easy to process Reviewed on: 12th March 2026

Great experience with plata.

5
Great experience with plata. Good communication and helpful staff, they are there when needed. Would highly recommend. Reviewed on: 12th March 2026

Had to call to get a payment holiday recently and th...

5
Had to call to get a payment holiday recently and the customer service was excellent Reviewed on: 12th March 2026

Best loan company

5
The easiest, fastest and most manageable service I have ever used. They take care of everything start to finish, email reminders but they also don’t bombard you with communication either all round a fantastic company and they actually help you. 10/10 would recommend to everyone. Reviewed on: 12th March 2026

easy application process and quick decision.

5
easy application process and quick decision. good communication about upcoming payments . Reviewed on: 12th March 2026

Easy to fill in all details, decisions in minutes.

5
Easy to fill in all details, decisions in minutes. Reviewed on: 12th March 2026

Used Plata before, quick, easy to use, great service.

5
Used Plata before, quick, easy to use, great service. Reviewed on: 12th March 2026

Really easy to sign up and use the app.

5
Really easy to sign up and use the app. My loan was in my account the same day that I applied. Reviewed on: 12th March 2026

Very simple and easy to manage.

5
Very simple and easy to manage. Application process was fast and informative. No issues and would use again. Reviewed on: 12th March 2026

Seamless, great communication and fast loan!

5
The experience from application to pay out was seamless, great communication before, throughout and post loan. Made it so easy and I would highly recommend them to friends and family. Their rates were also good and everything was clear. Reviewed on: 12th March 2026

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