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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Excellent lending provider.

5
Excellent lending provider. Easy application. Reviewed on: 12th March 2026
Taz's avatar
Taz

Very easy application and decision from start to fin...

5
Very easy application and decision from start to finish. Correspondence very clear and concise. Reviewed on: 12th March 2026
Richard W's avatar
Richard W

Great first time experience

5
Very friendly to deal with , everything explained, a great deal on a loan at a rate I could afford Reviewed on: 12th March 2026
Paul S's avatar
Paul S

Straight forward.

5
Easy.straight forward application. Friendly, polite and accomodating staff Reviewed on: 12th March 2026
Darene's avatar
Darene

Very easy, quick and clear process.

5
Very easy, quick and clear process. Staff very helpful. Reviewed on: 12th March 2026
Martyn M's avatar
Martyn M

Very quick approval

5
Very quick approval and easy to use system Reviewed on: 12th March 2026
LG's avatar
LG

Quick and simple , all involved were very professional

4
Quick and simple , all involved were very professional Reviewed on: 12th March 2026
Jul M's avatar
Jul M

Getting the loan was easy, quick and efficient.

5
Getting the loan was easy, quick and efficient. Customer service brilliant, I had an issue with a bank card change and they were super helpful and understanding. No judgement or fuss around getting that sorted and changed over. All in all I would absolutely recommend them and would consider using again in the future. Reviewed on: 12th March 2026
Kirsti H's avatar
Kirsti H

Amazing service, quick reference check, money in acc...

5
Amazing service, quick reference check, money in account in a few hours Reviewed on: 12th March 2026
Karl R's avatar
Karl R

Easy application

5
Easy to apply, no awkward phone calls, good deal.I went through credit karma and it was no hassle Can check for my outstanding balance online, can repay back early Reviewed on: 12th March 2026
EMailin's avatar
EMailin

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