Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,630 reviews, last reviewed 23rd Apr 2026
530500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick snd Easy Using Plata was a very easy process and a pleasant experience Reviewed on: 23rd April 2026
Karen D's avatar
Karen D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13630)

very simple and easy to use service - really happy w...

5
very simple and easy to use service - really happy with speed and efficiency of being able to apply through to getting the funds. Great finance company Reviewed on: 11th March 2026
GM's avatar
GM

I took a loan from Plata when I really need to conso...

5
I took a loan from Plata when I really need to consolidate my payments from my CCs. I thought it will be declined but Plata approved my loan and helped me to lower my payments for my CCs. I paid my balances fory 3 CCs. Reviewed on: 11th March 2026
Mary R's avatar
Mary R

Rates are far too high, tacking advantage of people'...

3
Rates are far too high, tacking advantage of people's situations Reviewed on: 11th March 2026
Philip 's avatar
Philip
Reply from Plata Hi Philip, Thank you for taking the time to leave us a review. We’re sorry, however, that the interest rate has left you feeling this way, and we appreciate you sharing your feedback with us. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 25th March 2026
Plata's logo
Plata

Good company

5
Ive had no problem with the service t all. The interest rate is fair. And the company allways alert me of any changes. Reviewed on: 11th March 2026
Ian p's avatar
Ian p

Very informative, great customer service, sent out l...

4
Very informative, great customer service, sent out letters when adjustments or news needed to be shared, and great website layout. Reviewed on: 11th March 2026
Laila D's avatar
Laila D

Easy application.

5
Easy application. Once approved, money is in the account within an hour. Reviewed on: 11th March 2026
Anne E's avatar
Anne E

Really easy process, very swift.

5
Really easy process, very swift. Text messages if there are issues with payment (expired debit card) etc. Slick, swift clear process Reviewed on: 11th March 2026
Suzanne J's avatar
Suzanne J

Good communication and they helped me when I needed

5
Good communication and they helped me when I needed Reviewed on: 11th March 2026
Daniela T's avatar
Daniela T

Great service highly recommend!

5
Very simple and understandable steps through the whole process and great customer service. The website is great too and easy to navigate Reviewed on: 11th March 2026
Alex D's avatar
Alex D

Good customer service

5
Good customer service, easy to do business with Reviewed on: 11th March 2026
MICHAEL R's avatar
MICHAEL R

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill