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Plata: Personal loans reviews

4.94
Based on 13,630 reviews, last reviewed 23rd Apr 2026
530500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick snd Easy Using Plata was a very easy process and a pleasant experience Reviewed on: 23rd April 2026
Karen D's avatar
Karen D

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13630)

Fantastic customer service

5
Excellent products and fantastic customer service. Reviewed on: 11th March 2026

Plata has been brilliant I would recommend highly

5
Plata has been brilliant I would recommend highly Reviewed on: 11th March 2026

Everythingwas excellent.

5
Everything from the application, the deposit and the subsequent payment programme is excellent. Reviewed on: 11th March 2026

I’ve not had any issues with the service.

5
I’ve not had any issues with the service. Interest is high but that’s expected Reviewed on: 11th March 2026

Helped us out of a tight spot with competitive loan.

5
Helped us out of a tight spot with competitive loan. Service was fantastic on the phone and money quickly arranged, which really helped. Reviewed on: 11th March 2026

Very easy to use from start to finish

5
Very easy to use from start to finish Reviewed on: 11th March 2026

Easy payments and good information

4
I took a loan out to pay my credit card off. I have done my best to pay it back as quickly as possible. Plata have made this easy to do with their easy login system and online paymemts methods. The way it shows you what intrest you save it also very helpul. Reviewed on: 11th March 2026

Very pleased overall with the experience.

5
Very pleased overall with the experience. From start to finish it was all positive. Reviewed on: 11th March 2026

Good loan but could have a better rate

5
The loan was easy to get with a rate that was ok for the time. However it is still high. Reviewed on: 11th March 2026

Quick and easy loan application

5
Quick decision and money in your bank within 2 hours Reviewed on: 11th March 2026

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