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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Easy and quick turnaround from applying to receiving...

5
Easy and quick turnaround from applying to receiving funds. Reviewed on: 11th March 2026

Simple, quick and easy.

5
Easy transaction, quick set up and money in quickly. No problems Reviewed on: 11th March 2026

Excellent service. Kudos Plata

5
I couldn't really ask for a more transparent, detailed yet simplified process and experience when deciding to secure finance through Plata. From start to finish there were no issues and the service team are one of the warmest and friendliest ive ever needed to reach out to. Reviewed on: 11th March 2026

Swift with decision making and no delays when loan i...

5
Swift with decision making and no delays when loan is agreed Reviewed on: 11th March 2026

Needed a loan to help my family in a very tough time.

5
Needed a loan to help my family in a very tough time. The team at plata were so kind and helpful providing all the right information I needed. Fast and also reliable. Absolutely fantastic service. So quick from the get go and honesty as well. Reviewed on: 11th March 2026

Helped me consolidate when others didn’t

5
A lot of other lenders didn’t allow me to consolidate and borrow. plata did, their experience and UI was great and easy to navigate Reviewed on: 11th March 2026

Great at the very last minute

5
I was I a very bad situation, financially my daughter birthday was coming up and we had booked to go away but I didn't have money for the hotel or spending money but at the last minute literally few hours before the travel plata came to my rescue. Reviewed on: 11th March 2026

I have had a good experience with plata and the staf...

5
I have had a good experience with plata and the staff where very professional when I rang up to change my name Reviewed on: 11th March 2026

Excellent service.

5
Excellent service. Customer service very helpful. They go through everything with you to make sure you understand everything Reviewed on: 11th March 2026

Smooth and outstanding service.

5
Smooth and outstanding service. Take the stress away from a stressful situation Reviewed on: 11th March 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review