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Plata: Personal loans reviews

4.94
Based on 13,477 reviews, last reviewed 20th Apr 2026
515800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Quick access to account; very responsive customer se... Quick access to account; very responsive customer service; very easy and quick to apply in minutes. Reviewed on: 20th April 2026
Katherine P's avatar
Katherine P

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13477)

Getting a loan from Plata helped me so much.

5
Getting a loan from Plata helped me so much. I was comfortable paying my monthly charge. Any help I needed to change dates to consider with my 4 weekly money was sorted out quickly and easily Reviewed on: 3rd March 2026

Amazing customer service, really easy to deal with...

5
Amazing customer service, really easy to deal with would recommend to anyone. Really helped out and was great with me Reviewed on: 2nd March 2026

Great, easy to use and set up.

5
Great, easy to use and set up. Top up loan option is a great feature Reviewed on: 2nd March 2026

Plata A1 service.....

5
So easy to apply to Plata, instant decision, money transfer very quickly. Customer service excellent, friendly, knowledgeable staff who are happy to assist in any matter. Reviewed on: 2nd March 2026

Process was quick and hassle free money available quick

5
Process was quick and hassle free money available quick Reviewed on: 2nd March 2026

Easy and quick and able to give me what I...

5
Easy and quick and able to give me what I needed Reviewed on: 2nd March 2026

Nice and easy process clear information

5
Nice and easy process clear information Reviewed on: 2nd March 2026

Plata have been brilliant since the beginning!

5
Plata have been brilliant since the beginning! Everything has been easy - applying and managing the loan. There has been occasions where due to circumstances I’ve missed a payment but the website makes it so easy to sort without the anxiety of phoning and letting it build up and get worse which is what happens when it’s hard to deal with companies. I can log on any time and get an active settlement without the hassle. I would recommend to anyone for customer service and ease of use with the fantastic online services which helps people who have anxiety over phoning. Reviewed on: 2nd March 2026

Straight forward and easy to deal with.

5
Straight forward and easy to deal with. Reviewed on: 2nd March 2026

Definitely Recommend

5
Plata really helped me out during a difficult period! Loan application was simple and easy. Would definitely recommend. Reviewed on: 2nd March 2026

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