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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Excellent customer service Allowed me to pay weekly...

5
Excellent customer service Allowed me to pay weekly instead of monthly Reviewed on: 5th March 2026

QUICK RESPONSE, EXCELLENT SERVICE

5
QUICK RESPONSE, EXCELLENT SERVICE Reviewed on: 5th March 2026

Would recommend

5
Customer service are really helpful and easy to get hold of if I need to ask a question or change my bank details. The only downside was the high interest rate but I have bad credit Reviewed on: 5th March 2026

Very good service, and also very quick

5
Very good service, and also very quick Reviewed on: 5th March 2026

honest company

5
brilliant company- has helped me so much - the website and acocunt is so easy to use Reviewed on: 5th March 2026

Very easy application

5
Very easy application and funda into bank very quickly Reviewed on: 5th March 2026

Lower interest rate than my own bank offered me

5
Plata from Co-op gave me a loan instantly. No fuss and application was really easy. Plata also had a lower interest available to me than my own bank offered me. Brilliant and easy Reviewed on: 5th March 2026

All great from start to finish.

5
All great from start to finish. Really straightforward, easy website to navigate and great service Reviewed on: 5th March 2026

Very helpful in all contacts, very polite and respon...

5
Very helpful in all contacts, very polite and responsive, easy to get hold of,good value for my needs. Reviewed on: 5th March 2026

It was smooth easy process, stress free.

5
It was smooth easy process, stress free. I applied, provided the requested information and job done. I received the money quickly. Reviewed on: 5th March 2026

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