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Plata: Personal loans reviews

4.94
Based on 13,473 reviews, last reviewed 19th Apr 2026
515400% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Really easy to set up and apply Really easy to set up and no issues at all month on month. Can make additional payments easily to reduce the balance. Reviewed on: 19th April 2026
Jamie's avatar
Jamie

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13473)

Bank said no, plata said yes

5
I could get a loan, where bank just said no. Reviewed on: 1st March 2026

Straight forward.

5
Straight forward. No hassle. No hidden fees. Amazing service Reviewed on: 1st March 2026

Very good.

5
Very good. No hassle, easy to do, very quick Reviewed on: 1st March 2026

Very smooth platform.

5
Very smooth platform. From beginning to apply for loan, to managing online. Not all providers has that. As well very good access to paperwork. Reviewed on: 1st March 2026

100% Excellent Service

5
From initial enquiry to final decision was totally stress free, so top marks to the team Reviewed on: 1st March 2026

I like the offer given by them , easy to...

5
I like the offer given by them , easy to access Reviewed on: 1st March 2026

Very good, quick and efficient service

5
Very good, quick and efficient service Reviewed on: 1st March 2026

Ease application

4
Ease application, clear and easy to understand Reviewed on: 1st March 2026

Easy application from.

5
Easy application from.start to finish Reviewed on: 1st March 2026

Easy and best way to get a loan for personal uses.

5
Easy and best way to get a loan for personal uses. Customer service is great throughout the process. I will recommend this for my friends and family for sure. Happy for being a plata family. Wish this will continue Reviewed on: 1st March 2026

Review Plata: Personal loans now

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