Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,469 reviews, last reviewed 19th Apr 2026
515000% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good So far so good, I’ve had no reason to contact Plata Reviewed on: 19th April 2026
Alan's avatar
Alan

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13469)

Very easy to deal with.

5
Very easy to deal with. Nice simple app. APR could be lower! Reviewed on: 1st March 2026
Scott M's avatar
Scott M

Seamless Procedd

5
Easy seamless process …. Excellent customer service.FAULTLESS! Highly recommended. Reviewed on: 1st March 2026
David G's avatar
David G

Great service

5
All round has been great. never had an issue and always been clear and helpful. Reviewed on: 1st March 2026
Aiden R's avatar
Aiden R

They are very good and understanding I'll call them...

5
They are very good and understanding I'll call them few times friendly people they have resolved my problem Reviewed on: 1st March 2026
MR A's avatar
MR A

Very good service and very quick

5
Very good service and very quick Reviewed on: 1st March 2026
MR A's avatar
MR A

Good customer service ...

5
Good communication from start to finish ,quick and easy . Reviewed on: 1st March 2026
Diane s's avatar
Diane s

Money when needed.

5
The Plata loan, gave me an advantage in everyday spending and the ability in putting financial matters forward. The ease of Plata profile use, has granted freedom of choice in financial needs of change and visibility on potential balancing of funds. Reviewed on: 1st March 2026
Dawid 's avatar
Dawid

Stress free, ease of use.

5
Easy to apply and set up, funds available pretty much immediately. Payments each month are hassle free even when my bank card expired the process was quick and stress free. Reviewed on: 1st March 2026
Jake M's avatar
Jake M

Fast and efficient service.

5
Fast and efficient service. Easy to contact and fill out information for loan quote Reviewed on: 1st March 2026
Natalie R's avatar
Natalie R

Very straightforward process for when i needed it most

5
Very straightforward process for when i needed it most Reviewed on: 1st March 2026
Bethany 's avatar
Bethany

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill