Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,467 reviews, last reviewed 19th Apr 2026
514800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service! I’ve had two loans from Plata, very good quick service. Reviewed on: 19th April 2026
Stacey M's avatar
Stacey M

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13467)

use plata

5
Easy to use website and speedy response time.moneys straight into your bank account. Easy to view and track loan and guidance to help support you in your journey Reviewed on: 1st March 2026
Jodie C's avatar
Jodie C

Above and beyond

5
Excellant provider always helpful when you contact them. Reviewed on: 1st March 2026
Maxine G's avatar
Maxine G

Brilliant service

5
The application was made easy and there was help from the friendly staff when needed, and there didn't seem to be a long wait to get through on the phone. I was kept up to date all the way through the process. Brilliant service Reviewed on: 1st March 2026
Andrew E's avatar
Andrew E

Easy and no issues.

5
Easy and no issues. Very quick to sort out, can access online and regular email updates. Simple and easy Reviewed on: 1st March 2026
Jp's avatar
Jp

very positive experience and easy to navigate, good...

4
very positive experience and easy to navigate, good support. Reviewed on: 1st March 2026
K's avatar
K

Plata helped when I needed the most .

5
Plata helped when I needed the most . My account changed in few minutes and resolved my financial issues! Their customer service is excellent too . When I had a difficult time they helped me to arrange smaller payment (1month) they were kind and understanding. I recommend their service. Reviewed on: 1st March 2026
Aleksandra 's avatar
Aleksandra

Simple to use and easy to understand

5
Simple to use and easy to understand Reviewed on: 1st March 2026
James M's avatar
James M

Process was quick and easy.

5
Process was quick and easy. ID checked, did a little video of why funds were required. Funds were made almost immediately. Reviewed on: 1st March 2026
Sophia A's avatar
Sophia A

Simple and effective

5
Very user friendly and easy to get set up Reviewed on: 1st March 2026
Marcus G's avatar
Marcus G

Quick and simple application process.

5
Quick and simple application process. Easy to manage once active. Reviewed on: 1st March 2026
Jo P's avatar
Jo P

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill