Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13650)

Super simple from applying, hassle free

5
Super simple from applying, hassle free Reviewed on: 4th March 2026
Dan W's avatar
Dan W

A modern platform for your money

5
UX is excellent online, fast and secure login, easy to navigate and understand the detail of the products available, with clear language and modern design. Products are accessible via a secure link, with helpful remaining balances, APR and repayment options clearly marked. Fast payments and regular comms make this is a resourceful and capable platform. Reviewed on: 4th March 2026
David P's avatar
David P

Excellent service, quick and efficient.

5
Excellent service, quick and efficient. Reviewed on: 4th March 2026
Tonono's avatar
Tonono

Super simple and easily reachable helpfesk

5
Super simple and easily reachable helpfesk Reviewed on: 4th March 2026
Alan Olding's avatar
Alan Olding

Very professional and supportive

5
Very professional and supportive Reviewed on: 4th March 2026
Vanessa S's avatar
Vanessa S

I am very happy with Plata.

5
I am very happy with Plata. Very nice customer service and fast. When there is a problem, they will solve it very quickly and so that you are satisfied. I recommend Plata to everyone. Reviewed on: 4th March 2026
Kamil Herkt (scuti)'s avatar
Kamil Herkt (scuti)

Quick and hassle free.

5
Quick and hassle free. Application was straight forward and funds released quickly Reviewed on: 4th March 2026
Lindsay S's avatar
Lindsay S

Very fast response and fast loan payment received in...

5
Very fast response and fast loan payment received in my bank. Reviewed on: 4th March 2026
Humaira B's avatar
Humaira B

Very simple to set up a loan, and a good rate.

5
Very simple to set up the loan, and at a good rate. It's hard to judge much else about Plata though as it's just worked without hassle from sign up to monthly payments, so I've not had any need to contact them. I got my car sorted, a load of other things sorted, cards paid off, and my credit score back up to where it should be - no negatives at all. Reviewed on: 4th March 2026
AikenJG's avatar
AikenJG

Very easy to navigate and work with.

5
Very easy to navigate and work with. Straight forward no fuss. Payout was very quick and online account is simple and clear to navigate and keep on track of everything. Reviewed on: 4th March 2026
Cassie G's avatar
Cassie G

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill