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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Great service and great rates!

5
Great service and great rates. Hidden gem of a company wish I’d know about them sooner. Reviewed on: 4th March 2026

10/10 perfect. No issues at all throughout the loan

5
No issues at all through the entire loan, nearly at the end and wouldn’t hesitate to use again if needed. Reviewed on: 4th March 2026

My loan went through very smoothly.

5
My loan went through very smoothly. Customer service excellent. My daughter needed a loan.. I recommended them… again all went smoothly. Definitely recommend. The only company now I would use if ever needed another loan. Reviewed on: 4th March 2026

A year in and I’m happy so far

5
Plata have been great so far. It was easy to apply and the application is so straightforward and clear. The money was in my account right away. The online account is so handy. I can keep track of what I have paid, what I have left to pay and there is also a handy calculator to work out how much interest I can save if I paid earlier. So far in the year I have been with Plata I have been very happy. If you have doubts the team are super helpful and friendly and make you feel at ease. Instead of making it feel like so stressful they are so great at finding a resolution for you. Thank you :) Reviewed on: 4th March 2026

Great service easy to use and very simple.

5
Great service easy to use and very simple. Reviewed on: 4th March 2026

Got me out a bit of a financial hole

5
Got me out a bit of a financial hole Reviewed on: 4th March 2026

Excellent service no complaints.

5
Excellent service no complaints. Recieved the money very fast! Easy to log into to track your repayments Reviewed on: 4th March 2026

Easy online application

5
Easy to apply all done online with same decision and money in the bank with 48 hours Reviewed on: 3rd March 2026

Very straight forward and stress free experience

5
Very straight forward and stress free experience Reviewed on: 3rd March 2026

I found the whole process quick and easy

5
I found the whole process quick and easy and they keep me informed about what is happening Reviewed on: 3rd March 2026

Review Plata: Personal loans now

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