Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,458 reviews, last reviewed 18th Apr 2026
513900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward talking Plain english application form followed by one on one telephone conversation with everything explained Reviewed on: 18th April 2026
Graham Taylor 's avatar
Graham Taylor

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13458)

Very easy to deal with!

5
Very easy to deal with! No issues and happy with the process Reviewed on: 28th February 2026
Kelly T's avatar
Kelly T

Straightforward application and good service.

5
Applying for the loan was straightforward and very easy application form to fill. Reviewed on: 28th February 2026
J Malli 's avatar
J Malli

easy to apply fast response time amd good value for...

5
easy to apply fast response time amd good value for money Reviewed on: 28th February 2026
liam 's avatar
liam

Very good customer service and immediately respondim...

5
Very good customer service and immediately respondimg to enquiry Reviewed on: 28th February 2026
Iskender M's avatar
Iskender M

Speed, exceptional service and reliable

5
Speed, exceptional service and reliable Reviewed on: 28th February 2026
Ajay's avatar
Ajay

Quick and easy to apply with helpful and informative...

5
Quick and easy to apply with helpful and informative staff to guide you through the application process, also affordable repayment plans and good interest rates - I would highly recommend. Reviewed on: 28th February 2026
Collette G's avatar
Collette G

Great Customer Service

5
Very helpful, team, when I had issues with debit card fraud and payment stopped as had to get new card, they phoned to let me know so that I could update to new card, without any penalties or risk to my credit score. Above and beyond Reviewed on: 28th February 2026
Heather M's avatar
Heather M

I got a loa when I needed it and they gave me a dece...

5
I got a loa when I needed it and they gave me a decent rate for the amount of money that I needed Reviewed on: 28th February 2026
RW's avatar
RW

Very quick and easy to to apply, checks where compl...

5
Very quick and easy to to apply, checks where completed and decision mate fast Reviewed on: 28th February 2026
Cammy's avatar
Cammy

I started the application and received the money the...

5
I started the application and received the money the same day Reviewed on: 28th February 2026
Josh Newby's avatar
Josh Newby

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill