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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Easy to use

5
Great at borrowing money with no hidden fees and the app is really easy to use. Reviewed on: 3rd March 2026
Paula 's avatar
Paula

Super Quick application.

5
Quick application. Straight forward. Payout planned same day Reviewed on: 3rd March 2026
Georgia R's avatar
Georgia R

Very good loan apr is good and same day in my bank a...

5
Very good loan apr is good and same day in my bank account Reviewed on: 3rd March 2026
Madi I's avatar
Madi I

Easy to apply and check affordability

5
I was able to view personal loan at monthly payments that was affordable and at a good % rate. It was easy to then apply and get accepted Thank you. Reviewed on: 3rd March 2026
Carole's avatar
Carole

Very quick and easy.

5
Very quick and easy. Helped menout in a big way Reviewed on: 3rd March 2026
Mubasher s's avatar
Mubasher s

MH Plata Review

5
So professional and very easy to deal with whenever I need to contact someone at Plata plus their online tools are so user friendly this makes everything so much easier for me. Reviewed on: 3rd March 2026
Martin H's avatar
Martin H

Very good wanted loan car sorted few hours

5
Very good wanted loan car sorted few hours Reviewed on: 3rd March 2026
Mr Wayne 's avatar
Mr Wayne

Great and easy, very quick approval

5
Great and easy, very quick approval Reviewed on: 3rd March 2026
Jem's avatar
Jem

I was made redundant in January and was panicking ab...

5
I was made redundant in January and was panicking about being able to pay my loan. It’s the only time in my life this has happened. Plata were so understanding and allowed me a pause until I was back on track, which wasn’t long. But we’re so empathetic and actually cared about my well being. I am big on customer service, and theirs was great. Reviewed on: 3rd March 2026
Dayna 's avatar
Dayna

Friend and efficient staff.

5
Friend and efficient staff. Explained what the next step were Reviewed on: 3rd March 2026
SHL's avatar
SHL

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