Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 13,452 reviews, last reviewed 18th Apr 2026
513300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant. Brilliant. Fast payment. Easy and simple to use. Reviewed on: 18th April 2026
Chantelle W's avatar
Chantelle W

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13453)

customer service

5
great service, everything is very simple and straight forward Reviewed on: 28th February 2026

Simple and speedy

5
Easy application process, funds received immediately after being approved. Reviewed on: 28th February 2026

Quick, easy application.

5
Quick, easy application. Clear T&C's. Easy to use website. Reviewed on: 28th February 2026

Great customer service

5
Great customer service & prompt service Reviewed on: 28th February 2026

Great Service

5
Plata’s loan has really helped me with lowering and managing my monthly outgoings. 10/10 service from start to finish. Reviewed on: 28th February 2026

Top dog service

5
Lost my bank cards but the man help me change to new one and no late payment charges great Reviewed on: 28th February 2026

Plata were easy to deal with

5
Plata were easy to deal with and very happy to help out at any opportunity Reviewed on: 28th February 2026

Plata is a miracle worker I was In need of money an...

5
Plata is a miracle worker I was In need of money and I picked up my phone i was playing about and within seconds plata offered me a loan 10k and I was able to clear all my debts and consolidate into one Reviewed on: 28th February 2026

Professional

5
Quick. Clear. Easy. Had one issue and the Customer Service walked me through it professionally and respectfully. Reviewed on: 28th February 2026

Very helpful operator clear instructions seen it thr...

5
Very helpful operator clear instructions seen it through to the end Reviewed on: 28th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review