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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,226 reviews, last reviewed 11th Apr 2026
491900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Very efficient and straightforward Very efficient and straightforward Reviewed on: 11th April 2026
Kay's avatar
Kay

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13226)

y clear and understanding and not pushy understan...

5
Very clear and understanding and not pushy understanding everything Reviewed on: 27th February 2026
Anthony h's avatar
Anthony h

Great easy application, and fast payment

5
Great easy application, and fast payment Reviewed on: 27th February 2026
Molly's avatar
Molly

I wanted to settle a credit card debt.

5
I wanted to settle a credit card debt. PLATA offerered a competitive APR so I was happy to accept it. Yes I have replaced one debt for another, but it is costing me less than my credit card was & at least I am now able to reduce that debt, by regular monthly payments. Reviewed on: 27th February 2026
Diane P's avatar
Diane P

Quick and easy

5
When applying online for my Plata loan the process was very quick and easy. Each step was simply laid out and easy to follow. I couldn’t fault the whole process a loan and really lifted a weight off my shoulders Reviewed on: 27th February 2026
Michelle B's avatar
Michelle B

Great service and money arrived quickly

5
Great service interest was a little high but understood that reflects my circumstances and credit rating ect Reviewed on: 27th February 2026
Jonathan K's avatar
Jonathan K

It’s always positive and friendly customer service

5
It’s always positive and friendly customer service Reviewed on: 27th February 2026
Adrian T's avatar
Adrian T

Excellent , very clear and very quick

5
Excellent , very clear and very quick Reviewed on: 27th February 2026
Caroline 's avatar
Caroline

Customer care

4
Had some unexpected cost just before Christmas, customer service were able the pause DD for a month, explained everything and made me feel as ease in a stressful situation. Reviewed on: 27th February 2026
Izzy's avatar
Izzy

Quick, easy and good value

5
It was a quick and easy application, everything was clear and easy to understand. When speaking with their customer service, they were friendly and helpful. Reviewed on: 27th February 2026
Katie S's avatar
Katie S

Very straightforward excellent service

5
Very straightforward excellent service Reviewed on: 27th February 2026
Flowersilove 's avatar
Flowersilove

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