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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,986 reviews, last reviewed 6th Apr 2026
469200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Loaned twice from them very helpful understandable w... Loaned twice from them very helpful understandable with amazing loan offers very fair Reviewed on: 6th April 2026
Tony L's avatar
Tony L

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12986)

Quick and easy once application was filled.

5
Quick and easy once application was filled, great email response and great updates. I like the yearly update of what has been paid in detail. Reviewed on: 27th February 2026
Gemma L's avatar
Gemma L

Helped me out a lot to pay off what I needed to - ne...

5
Helped me out a lot to pay off what I needed to - never had any issues and it’s really easy to log on and check statements etc! Luckily I’ve not had to contact for any customer service as it’s been a really smooth running process! Reviewed on: 27th February 2026
Ayesha C's avatar
Ayesha C

Very easy to apply for the loan and the money was al...

5
Very easy to apply for the loan and the money was also transferred quickly. Reviewed on: 27th February 2026
David S's avatar
David S

Easy admin of my loan makes Plata stand out.

5
Easy admin of my loan makes Plata stand out. Their website works seamlessly nd security is excellent. Reviewed on: 27th February 2026
CatSB's avatar
CatSB

Easy application and approval process.

5
Easy application and approval process. Limited and appropriate email communications. Reviewed on: 27th February 2026
Steve's avatar
Steve

I found the whole process from start to finish easy...

5
I found the whole process from start to finish easy to complete and follow no difficult questions or jargon to unravel. Regular updates provided about up and coming payments so you are aware of payments due. Reviewed on: 27th February 2026
Von's avatar
Von

Borrowed for emergency

5
I borrowed for a short term as I needed quick funds for home repair, I had no back up funds and plata to the rescue, the process was quick and simple, easy to use the website and had a quick decision. The funds were deposited straight to my bank withing 2hrs, all information needed was passed over, break down of payments back and what my interest was (barely), fantastic company and service for when you need it. Reviewed on: 27th February 2026
Lynda C's avatar
Lynda C

Very quick to apply and easy to navigate, pleasure d...

5
Very quick to apply and easy to navigate, pleasure doing business with you Reviewed on: 27th February 2026
Jamie B's avatar
Jamie B

I found the process from the start very easy, quick...

5
I found the process from the start very easy, quick & efficient. Reviewed on: 27th February 2026
Rosie H's avatar
Rosie H

It was very smooth and quick transaction

5
It was very smooth and quick transaction Reviewed on: 27th February 2026
Harminder s's avatar
Harminder s

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