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Plata: Personal loans reviews

4.94
Based on 12,984 reviews, last reviewed 5th Apr 2026
469000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

They have been good and offered me a loan when it wa... They have been good and offered me a loan when it was needed but I don’t have much to compare them to. Reviewed on: 5th April 2026
Sophie M's avatar
Sophie M

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12984)

Easy application

5
Applied for a loan and by far the easiest process from completing a short application to receiving the loan with easy communication along the way. Would highly recommend Plata. Reviewed on: 27th February 2026

Very quick and easy experience.

5
Very quick and easy experience. All done online, all information readily available and easy to follow. Simple process and helped me consolidate my debt. Reviewed on: 27th February 2026

Easy and stress free

5
Easy to apply. Clear information. Easy to navigate the website. Stress free Reviewed on: 27th February 2026

Very quick easy and simple online account to manage...

5
Very quick easy and simple online account to manage my loan. No jargons , all the answers are available on the FAQ. Reviewed on: 27th February 2026

Money was in my bank very fast and they accepted me...

5
Money was in my bank very fast and they accepted me straight away very easy Reviewed on: 27th February 2026

Good customer service Excellent service

5
Good customer service prompts service take ownership of people concerns Reviewed on: 27th February 2026

Very quick and personal service, appreciated phone c...

5
Very quick and personal service, appreciated phone call to discuss details and clarify rather than just making a decision without that. Reviewed on: 27th February 2026

Very easy and simple given me all the information an...

5
Very easy and simple given me all the information and help I need with ease Reviewed on: 27th February 2026

Very simple and easy!

5
Very simple and easy! No doubt I would recommend them. Reviewed on: 27th February 2026

Amazing plata

5
Very helpful straight to the point and easy to access my account with plata. So many options to pay up front or contribute to repayments making everything simple. Very satisfied with plata Reviewed on: 27th February 2026

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