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Plata: Personal loans reviews

View other Plata products
4.84
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Excellent service, I had a very smooth and hassle-fr...

5
Excellent service, I had a very smooth and hassle-free experience with Plata Loan. The application process was simple, quick, and easy to understand. The approval was fast, and the funds were disbursed on time without any complications. Reviewed on: 27th February 2026
Manu M's avatar
Manu M

Seamless

5
The experience was seamless from start to finish. The application was simple, they made a quick decision and had excellent loan rates. I couldn’t fault any step in the process. I would definitely recommend them to friends and family. Reviewed on: 27th February 2026
Jacqui J's avatar
Jacqui J

Very straight forward process and very easy to navig...

5
Very straight forward process and very easy to navigate and use website Reviewed on: 27th February 2026
Shaun M's avatar
Shaun M

High rates disguised by shiny interface

1
High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
Reply from Plata Hi Kiran, Thank you for taking the time to leave us a review. We’re sorry to hear about your experience and how this has made you feel. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.plata.com/s/contact-us. Kind regards, Plata Response date: 4th March 2026
Plata's logo
Plata

No messing about

4
Very straight forward and user friendly Reviewed on: 27th February 2026
Dee's avatar
Dee

Very helpful

5
Very easy and quick and professional I’m done in a few minutes Reviewed on: 27th February 2026
ZAYED 's avatar
ZAYED

Very seamless nothing quoted changed during the appl...

5
Very seamless nothing quoted changed during the application. Straightforward automated system meant money was in the bank same day as application. Was kept updated by text and email. All information is clear. Website is easy to use and to see loan details and extra payment options which is important to me. Reviewed on: 27th February 2026
Fr's avatar
Fr

Great company

5
Been simple and straightforward dealing with plata Reviewed on: 27th February 2026
Gary 's avatar
Gary

Quick, professional, easy.

5
Quick, professional, easy. In few moments I had money I needed. Reviewed on: 27th February 2026
Adam R's avatar
Adam R

Interest rate higher as compare to other lenders.

4
Interest rate higher as compare to other lenders. Good service and easy to manage Reviewed on: 27th February 2026
Farah shahzadi's avatar
Farah shahzadi

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