Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,980 reviews, last reviewed 5th Apr 2026
468800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to apply, easy to manage. Really easy to apply, easy to manage. Reviewed on: 5th April 2026
Shannon Smith's avatar
Shannon Smith

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12980)

Being a plata customer has been a privilege I can’t...

5
Being a plata customer has been a privilege I can’t fault them in any way at all they have been professional friendly and helpful and my loan was sited and in my bank very quickly and the monthly payments are affordable and the interest is very fair too I would highly recommend this company 100% Reviewed on: 27th February 2026
Susan H's avatar
Susan H

Easy process but poor apr rate.

5
Easy process but poor apr rate. Easy to check on the application store and straight forward direct debit payments taken every month on time only issue is pending for a day as opposed to other loan companies that take immediate. Reviewed on: 27th February 2026
David Pryer's avatar
David Pryer

Loans with ease and good online platform

5
I’ve taken out loans from Plata with ease and their online platform works well Reviewed on: 27th February 2026
Tamas's avatar
Tamas

Found plata very easy and simple to apply for a...

5
Found plata very easy and simple to apply for a loan Reviewed on: 27th February 2026
Bryan H's avatar
Bryan H

I think Plata is good and the interest rate really h...

4
I think Plata is good and the interest rate really helped me out when needed Reviewed on: 27th February 2026
Brad's avatar
Brad

Loan excepted quickly money in bank within minutes

5
Loan excepted quickly money in bank within minutes Reviewed on: 27th February 2026
Amanda l's avatar
Amanda l

Affordable Consolidation

5
Plata helped me consolidate credit cards to one single payment with an interest rate much lower than all my cards put together the ability to make over payments without redemption costs Reviewed on: 27th February 2026
Izzie K's avatar
Izzie K

Fast quick and efficient.

5
Fast quick and efficient. Kept me in the loop and you can access your application at any time to see the progress Reviewed on: 27th February 2026
Jennifer a's avatar
Jennifer a

Easy application and acceptance process very profess...

5
Easy application and acceptance process very professional. Reviewed on: 27th February 2026
BEA CARS LTD's avatar
BEA CARS LTD

Very quick payment transfer and straightforward

5
Very quick payment transfer and straightforward Reviewed on: 27th February 2026
mukudzei's avatar
mukudzei

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill