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Plata: Personal loans reviews

4.94
Based on 12,931 reviews, last reviewed 2nd Apr 2026
463900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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0%
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Latest highest rating:

5

Quick and efficient Quick and efficient, selected from Martin Lewis website search results, so just what I needed Reviewed on: 2nd April 2026
Kris J's avatar
Kris J

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12931)

Excellent and straight forward to apply and move for...

5
Excellent and straight forward to apply and move forward Reviewed on: 27th February 2026

Definitely would recommend

5
I had a very good experience with Plata no problems no delays. I would say a first rate service Reviewed on: 27th February 2026

Efficient and professional service from start to fin...

5
Efficient and professional service from start to finish. Reviewed on: 27th February 2026

Always so so easy to deal with, clear and transparen...

5
Always so so easy to deal with, clear and transparent which is why you want from a financial institution Reviewed on: 27th February 2026

Fast simple stress free

5
Found the whole process very easy to use when applying for my loan. No hard sale tactics. Reviewed on: 27th February 2026

Just amazing service

5
I was struggling to find a lander for help me out with my debt, with plata I found the right solution, easy way to apply, good rate of interest. Is just amazing. Reviewed on: 27th February 2026

It was a very easy process from start to finish

5
It was a very easy process from start to finish and I love how easy it is to make additional payments. It is very clear on whether you want to reduce monthly payments by doing so or reduce the term of your loan. The application process was easy and the money arrived very quickly. Reviewed on: 27th February 2026

It’s great quick and very efficient

5
It’s great quick and very efficient Reviewed on: 27th February 2026

My loan application was straightforward.

5
My loan application was straightforward. I received the money in less than 24 hours after application Reviewed on: 27th February 2026

I found plata fantastic.

5
I found plata fantastic.Customer service helped with my application online.I am not lT savvy.Yes l was buzzing to be awarded a loan.Easy repayments friendly informative staff.Felt at ease the agent had so much patience with me.A real star.So l am going to apply again ASAP Yeah Yeah Yeah Reviewed on: 27th February 2026

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