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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Quick and easy

5
When applying online for my Plata loan the process was very quick and easy. Each step was simply laid out and easy to follow. I couldn’t fault the whole process a loan and really lifted a weight off my shoulders Reviewed on: 27th February 2026

Great service and money arrived quickly

5
Great service interest was a little high but understood that reflects my circumstances and credit rating ect Reviewed on: 27th February 2026

It’s always positive and friendly customer service

5
It’s always positive and friendly customer service Reviewed on: 27th February 2026

Excellent , very clear and very quick

5
Excellent , very clear and very quick Reviewed on: 27th February 2026

Customer care

4
Had some unexpected cost just before Christmas, customer service were able the pause DD for a month, explained everything and made me feel as ease in a stressful situation. Reviewed on: 27th February 2026

Quick, easy and good value

5
It was a quick and easy application, everything was clear and easy to understand. When speaking with their customer service, they were friendly and helpful. Reviewed on: 27th February 2026

Very straightforward excellent service

5
Very straightforward excellent service Reviewed on: 27th February 2026

Good services and quick responses

5
Good services and quick responses Reviewed on: 27th February 2026

Easy honest breakdown on what I have to pay back.

5
I applied for a loan back in December to help me pay for a family holiday and It got accepted straight away which really helped me out and I also didn’t have to pay that much interest as it was best I could find. Reviewed on: 27th February 2026

Very great experience!

5
Very great experience!! Would highly recommend commend. Reviewed on: 27th February 2026

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