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Plata: Personal loans reviews

4.94
Based on 12,912 reviews, last reviewed 1st Apr 2026
462300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

Ease of application and management. Ease of application and management. The portal and UI are clean and crisp and one of the best I’ve seen to be fair Reviewed on: 1st April 2026
Kev T's avatar
Kev T

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12912)

No complaints all good.

4
No complaints all good. I haven’t needed to get in touch so base on the initial conversation it’s was very good Reviewed on: 27th February 2026

quick easy and simple

5
quick easy and simple highly recommended Reviewed on: 27th February 2026

Easy loan application

5
Very easy application and decision. Money paid in to account quickly after decision and good after care service Reviewed on: 27th February 2026

Great service all around

5
Gave me great rates. There was good communication and a quick service. No extra long waiting Reviewed on: 27th February 2026

Very smoothly to apply for personal loan.

5
Very smoothly to apply for personal loan. Reviewed on: 27th February 2026

No issues with process from start to finish

5
No issues with process from start to finish Reviewed on: 27th February 2026

Simple and easy applications, the overall process wa...

5
Simple and easy applications, the overall process was very fast and all in all it was an excellent experience Reviewed on: 27th February 2026

Quick and easy applucation

5
I needed a loan to consolidate some debt. The process of applying was. Very easy and I was quickly aporoved. The monthly payment was very reasonable and saved me money compared to other companies I had considered. Reviewed on: 27th February 2026

Very quick and easy process, highly recommend

5
Very quick and easy process, highly recommend Reviewed on: 27th February 2026

When I was struggling for money plata helped me out...

5
When I was struggling for money plata helped me out and now I’m back on my feet. Even with paying my loan monthly I have managed to sort my finances out but that wouldn’t have been possible without plata. Reviewed on: 27th February 2026

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