Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,908 reviews, last reviewed 1st Apr 2026
461900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had the best experience with plata no complaint... I’ve had the best experience with plata no complaints and very helpful Reviewed on: 1st April 2026
lauren s's avatar
lauren s

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12908)

Very good customer service!

5
Very good customer service! Spoke to you politely and not like you was just another customer! Would happily do the application over and over again! Only place I will get a loan in the future! Reviewed on: 27th February 2026
Conor 's avatar
Conor

I found plata easily in an online search.

5
I found plata easily in an online search. The application process was smooth and trouble free and the customer service team were very helpful and resolved my issue immediately. I would give plata 5 stars Reviewed on: 26th February 2026
Colin s's avatar
Colin s

Amazing! Great company and team are so lovely

5
Team are really friendly and easy to talk to. The application process was so simple and the interest rates and loan terms are really flexible and suitable to your needs. The website is easy to navigate and once you have a loan the account page is really helpful and handy. I receive emails from them checking in from time to time to make sure I can still make payments. Just feel like they really care about their customers! Reviewed on: 26th February 2026
Amy Jayne's avatar
Amy Jayne

Where Plata is strong

5
Where Plata is strong Fast approval + payout Very simple application Generally good customer experience ratings Clear terms, no hidden upfront fees If you need money quickly and hate dealing with banks, it does the job. Reviewed on: 26th February 2026
B M's avatar
B M

Very easy and straightforward to use

5
Very easy and straightforward to use Reviewed on: 26th February 2026
Simon K's avatar
Simon K

Easy application and portal user friendly

5
Easy application and portal user friendly Reviewed on: 26th February 2026
Clare L's avatar
Clare L

Honest and helpful lender

5
Was able to borrow the amount I needed quickly and recieve on time. Their customer line has been very helpful with setting up payment plans. Plata have been flexible when financial circumstances have changed and loan payments can't be afforded. Would definetly recommend to friends and family. Reviewed on: 26th February 2026
GG's avatar
GG

Excellent

5
The customer is great. I will recommend anyone to Plata for personal loan. Reviewed on: 26th February 2026
Omar D's avatar
Omar D

Excellent experience as my loan was approved swiftly...

5
Excellent experience as my loan was approved swiftly when I needed the money most. Reviewed on: 26th February 2026
Mercy Chilengwe-Kapepa's avatar
Mercy Chilengwe-Kapepa

Well done!

5
Plata have treated me with respect and dignity; they are professional, prompt and do all they can to help. Reviewed on: 26th February 2026
Philip R's avatar
Philip R

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill