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Plata: Personal loans reviews

4.94
Based on 12,859 reviews, last reviewed 30th Mar 2026
457300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Very easy to use portal, great flexible offers. Very easy to use portal, great flexible offers. Reviewed on: 30th March 2026
Krystian W's avatar
Krystian W

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12859)

I find plata very easy to work and communicate with,...

5
I find plata very easy to work and communicate with, very pleasant and friendly operatives, they can't do enough to help you, no issue is a problem, I will definitely use them again, they will find you the best solution to any query, well done Reviewed on: 25th February 2026

Highly recommended

5
My experience was straightforward and I have the money in about 10 minutes. Reviewed on: 25th February 2026

excellent customer service, uncomplicated applicatio...

5
excellent customer service, uncomplicated application for a loan at reasonable apr% Reviewed on: 25th February 2026

Great efficient service

5
Service was excellent and sleek no fuss and the speed the funds were transferred. I would definitely highly recommend this company.. Reviewed on: 25th February 2026

I have had a very good experience with using Plata.

5
I have had a very good experience with using Plata. They made the repayments really easy especially over the Christmas period where they offered that early repayment to save me from the dry January financial situation that can arise. They are also really good at keeping your account up to date with repayments etc. Reviewed on: 25th February 2026

Smooth process and from start to finish

5
Smooth process and from start to finish Reviewed on: 25th February 2026

High interest rate provider

3
Very easy process and decision. Straightforward and lots of info provided. Very much let down by high interest rate charged Reviewed on: 25th February 2026

Great service

5
Great customer service, helped a lot Reviewed on: 25th February 2026

Great service and very helpful service.

5
Great service and very helpful service. Made getting a personal loan very easy. I needed the loan very quickly and Plata made the transaction very good for me . Reviewed on: 25th February 2026

Easy application, quick decision and detailed T&Cs -...

5
Easy application, quick decision and detailed T&Cs - a very good company Reviewed on: 25th February 2026

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