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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,842 reviews, last reviewed 28th Mar 2026
455600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Brilliant all round loan and service Brilliant all round loan and service Reviewed on: 28th March 2026
Andy c's avatar
Andy c

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12842)

Very prompt and curtious service

5
Very prompt and curtious service Reviewed on: 22nd February 2026
Anne t's avatar
Anne t

Applying is easy and quicker .

5
Applying is easy and quicker . Overall seevices are superb Reviewed on: 22nd February 2026
Lucita Manansala's avatar
Lucita Manansala

It has been a smooth online process so far when appl...

4
It has been a smooth online process so far when applying and also settling a small amount early. I think I would tell friends and family about you and how easy the process is to secure a loan at a reasonable repayment rate. It is also really good that I can make small top up repayments to settle my loan faster and that was also very easy to do Reviewed on: 22nd February 2026
Emily 's avatar
Emily

No issues with receiving money, no hassle or wait ti...

5
No issues with receiving money, no hassle or wait time, customer support team work almost instant no wait time Reviewed on: 22nd February 2026
Nikita J's avatar
Nikita J

They helped me to consolidate debt at a good rate.

5
They helped me to consolidate debt at a good rate. Reviewed on: 21st February 2026
Tdr D's avatar
Tdr D

Brilliant service

5
Brilliant service, very understanding of peoples needs and low interest Reviewed on: 21st February 2026
Shannon 's avatar
Shannon

Excellent loan approval, super fast and super easy

5
Excellent loan approval, super fast and super easy Reviewed on: 21st February 2026
Salman M's avatar
Salman M

Excellent service easy to see on line

5
Excellent service easy to see on line Reviewed on: 21st February 2026
Sal's avatar
Sal

Fast and reliable.

5
Fast and reliable.Easy to monitor the payments progress Reviewed on: 21st February 2026
Ciprian A's avatar
Ciprian A

Simple and easy application

5
Needed a loan badly at the time and plata gave me it, the APR rate was fair and wasn't as high as other places are, they were cheaper than what my bank was offering, I also enjoy the add credit payments to my account for next bill means I can pay it once I'm paid from work and have peace of mind knowing its covered. Reviewed on: 21st February 2026
Craig Morran 's avatar
Craig Morran

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