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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Excellent loan provider

5
Excellent loan provider with good service Reviewed on: 27th February 2026

Plata have been extremely accommodating for myself a...

5
Plata have been extremely accommodating for myself after taking a long with them i was diagnosed with a brain tumor resulting in my ability to work for 2 months while seeking treatment reducing they have supported me through this and I am not back on track with payments being made 4 weekly when I recieve my wages. Couldn't of asked for better support from the customer services Reviewed on: 27th February 2026

Straightforward, reliable lending experience

5
I applied for a personal loan with Plata, and my experience with Plata has been outstanding. As someone initially hesitant about taking out a personal loan, I'm genuinely impressed with the entire experience from start to finish. The application process exceeded my expectations regarding simplicity, efficiency, and funds transfer. I would not hesitate to recommend Plata to friends and family looking for a straightforward, reliable lending experience. Thank you. Reviewed on: 27th February 2026

Very quick and easy to manage online.

5
Very quick and easy to manage online. I’d received a new bank card and failed to update my account, they called me and made sure it was resolved before I missed a payment. My one complaint would be I can’t change my monthly payment to overpay more easily Reviewed on: 27th February 2026

First people ever to listen to me & help me in 10 years

5
I have been blackmailed for ten years and I told Plata about this and they immediately helped me. Reviewed on: 27th February 2026

Liam made easy.

5
Initially it was a very easy and simple process to obtain the funds I required. The person I dealt with was courteous and professional. Reviewed on: 27th February 2026

Straight forward from application through to expecta...

5
Straight forward from application through to expectance could not be happier. Reviewed on: 27th February 2026

Great customer service, really helpful and understan...

5
Great customer service, really helpful and understanding Reviewed on: 27th February 2026

easy to sort, had no issues setting up

5
easy to sort, had no issues setting up Reviewed on: 27th February 2026

Easy transition when the money is paid into your acc...

5
Easy transition when the money is paid into your account. Would definitely recommend Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review