Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,842 reviews, last reviewed 28th Mar 2026
455600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant all round loan and service Brilliant all round loan and service Reviewed on: 28th March 2026
Andy c's avatar
Andy c

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12842)

Very good, easy application strongly recommended.

5
Very good, easy application strongly recommended. Website very good Reviewed on: 21st February 2026
Richard m's avatar
Richard m

Have used plata loans on two occasions over the last...

5
Have used plata loans on two occasions over the last 5 years. The process has been quick and easy with staff providing excellent customer service from start to finish. Reviewed on: 21st February 2026
Ashley C's avatar
Ashley C

great rates / customer service

5
Easy to use and friendly service with great rates Reviewed on: 21st February 2026
Joe's avatar
Joe

As I didn't have a great credit score I was accepted...

5
As I didn't have a great credit score I was accepted straight away and within the 9 months of paying my loan back my score has jumped up by 200 points. Which when I apply again I should be able to get a much better APR. Reviewed on: 21st February 2026
John F's avatar
John F

Quick, accurate, competitive, straight forward

5
Quick, accurate, competitive, straight forward Reviewed on: 21st February 2026
PMG's avatar
PMG

Amazing from start to finish and exceptional custome...

5
Amazing from start to finish and exceptional customer service I have recommended several times Reviewed on: 21st February 2026
John l's avatar
John l

no problems here,web pages easy to navigate

5
no problems here,web pages easy to navigate Reviewed on: 21st February 2026
Raymond C's avatar
Raymond C

Fantastic service and friendly staff

5
Fantastic service and friendly staff Reviewed on: 21st February 2026
Gary R's avatar
Gary R

Good provider

5
Plata was good for me. They made everything clear from the start Reviewed on: 21st February 2026
Daniela 's avatar
Daniela

Very straight forward and helpful!

5
Very straight forward and helpful! Reviewed on: 21st February 2026
Kimberly 's avatar
Kimberly

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill