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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Happy customer would recommend

5
App is really easy to use and never had any issues with my loan. It was quick, simple to to do. Reviewed on: 27th February 2026
K O's avatar
K O

Easy to use website.

5
Easy to use website. Even if your not computer savvy Quick response time Reviewed on: 27th February 2026
James b's avatar
James b

Too much interest and they report the interest plus...

2
Too much interest and they report the interest plus the principal loan to credit union.so if you take loan 20k plus interest 16k ,it shows on the report 36k funny.also they reduce all the monthly payments from interest only so if you want to pay off the loan in 6 months then still need to pay the almost full amount because those 6 months payments were reduced from interest only funny ,its a unfair to a customer this policy has to change, Reviewed on: 27th February 2026
Azad's avatar
Azad

Effortless.

5
Effortless. I was thinking that there will be more excuses to feline my request but money was in my account already. Reviewed on: 27th February 2026
SIJAN's avatar
SIJAN

Recently i had a change of payday from work so to ma...

5
Recently i had a change of payday from work so to make myself more comfortable with money in my bank i asked with a call to change the date and straight away yhere was no problem in doing so Reviewed on: 27th February 2026
Richard G's avatar
Richard G

Easy Process

5
The whole process from start to finish was so easy and made less stressful by how quick it all came together. Reviewed on: 27th February 2026
Caroline H's avatar
Caroline H

I was really struggling and needed a car to get to m...

4
I was really struggling and needed a car to get to my work this was the only place that accepted me and allowed me to big my first wee car never had any problems how ever only thing I’d say is the interest rate hit it’s what’s to be expected just taking a while to pay off Reviewed on: 27th February 2026
Emily S's avatar
Emily S

Very happy

5
Easy and no problems,simple to arrange and no hassle Reviewed on: 27th February 2026
Krissie f's avatar
Krissie f

Loan review

5
I wouldn't recommend for the fact I would tell people to avoid loans where possible as it has been a negative experience for me allround, however if really had to, i would recommend Plata Reviewed on: 27th February 2026
Mia's avatar
Mia

Great customer experience

5
Great customer experience, they’ve helped me out a lot and are very caring and patient. Reviewed on: 27th February 2026
Jack ellis 's avatar
Jack ellis

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