Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

Excellence.

5
Quick, easy, & professional service. Reviewed on: 27th February 2026
Paul N's avatar
Paul N

Smooth easy no silly questions had my sorted within...

5
Smooth easy no silly questions had my sorted within 24hrs Reviewed on: 27th February 2026
Darrell E's avatar
Darrell E

All in all very good from start to finish.

4
All in all very good from start to finish. Thank You. Reviewed on: 27th February 2026
paul boothman's avatar
paul boothman

Happy customer would recommend

5
App is really easy to use and never had any issues with my loan. It was quick, simple to to do. Reviewed on: 27th February 2026
K O's avatar
K O

Easy to use website.

5
Easy to use website. Even if your not computer savvy Quick response time Reviewed on: 27th February 2026
James b's avatar
James b

Too much interest and they report the interest plus...

2
Too much interest and they report the interest plus the principal loan to credit union.so if you take loan 20k plus interest 16k ,it shows on the report 36k funny.also they reduce all the monthly payments from interest only so if you want to pay off the loan in 6 months then still need to pay the almost full amount because those 6 months payments were reduced from interest only funny ,its a unfair to a customer this policy has to change, Reviewed on: 27th February 2026
Azad's avatar
Azad

Effortless.

5
Effortless. I was thinking that there will be more excuses to feline my request but money was in my account already. Reviewed on: 27th February 2026
SIJAN's avatar
SIJAN

Recently i had a change of payday from work so to ma...

5
Recently i had a change of payday from work so to make myself more comfortable with money in my bank i asked with a call to change the date and straight away yhere was no problem in doing so Reviewed on: 27th February 2026
Richard G's avatar
Richard G

Easy Process

5
The whole process from start to finish was so easy and made less stressful by how quick it all came together. Reviewed on: 27th February 2026
Caroline H's avatar
Caroline H

I was really struggling and needed a car to get to m...

4
I was really struggling and needed a car to get to my work this was the only place that accepted me and allowed me to big my first wee car never had any problems how ever only thing I’d say is the interest rate hit it’s what’s to be expected just taking a while to pay off Reviewed on: 27th February 2026
Emily S's avatar
Emily S

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill