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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Super easy to setup and fantastic staff

5
Super easy to setup and fantastic staff Reviewed on: 27th February 2026

Easy and fast to get.

4
Easy and fast to get. My only feedback would be to be able to pay by direct debit rather than debit card Reviewed on: 27th February 2026

I took out a loan to help with my finances.

5
I took out a loan to help with my finances. the lady on the phone when i first set up was extremely helpful and polite. the whole process was very easy too and clear to understand once you start paying off. Reviewed on: 27th February 2026

Highly professional customer service with ease to ex...

5
Highly professional customer service with ease to explain and support in the matter of borrowing loan according to need of customer. Highly recommend to other people. Reviewed on: 27th February 2026

Good service

4
Easy to apply and qick decision. App very good. Smooth start from first applying to getting accepted and the money. Reviewed on: 27th February 2026

Simple, straightforward and competitive loan

5
It was so simple and straightforward to apply, The rate of interest was very competitive and the online account is easy to access and manage. I get a statement every 12 months clearly stating what I owe and the remaining months, would definitely recommend to others. Reviewed on: 27th February 2026

Wry happy with my experience

5
Had a great experience with Plata very happy. Reviewed on: 27th February 2026

Quic service delivery

4
It was straightforward with no delays. Reviewed on: 27th February 2026

Best place ever to get a loan

5
Brilliant fast and straight to it no messing around great service money with you quickly Reviewed on: 27th February 2026

Great experience - no stress - great customer servic...

5
Great experience - no stress - great customer service - easy to manage my account. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review