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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

As I needed loan, I got with very easy steps and eve...

5
As I needed loan, I got with very easy steps and everything clear on instalment, No hidden cost And one more thing whenever I need all statements or balance certificates they provide me , so I can say very much helpful and kind nature staff from Plata Reviewed on: 27th February 2026

Very easy to apply, swift money transfer

5
Very easy to apply, swift money transfer Reviewed on: 27th February 2026

It’s a welcome company for everyone plata.

5
It’s a welcome company for everyone plata. Reviewed on: 27th February 2026

Super easy to setup and fantastic staff

5
Super easy to setup and fantastic staff Reviewed on: 27th February 2026

Easy and fast to get.

4
Easy and fast to get. My only feedback would be to be able to pay by direct debit rather than debit card Reviewed on: 27th February 2026

I took out a loan to help with my finances.

5
I took out a loan to help with my finances. the lady on the phone when i first set up was extremely helpful and polite. the whole process was very easy too and clear to understand once you start paying off. Reviewed on: 27th February 2026

Highly professional customer service with ease to ex...

5
Highly professional customer service with ease to explain and support in the matter of borrowing loan according to need of customer. Highly recommend to other people. Reviewed on: 27th February 2026

Good service

4
Easy to apply and qick decision. App very good. Smooth start from first applying to getting accepted and the money. Reviewed on: 27th February 2026

Simple, straightforward and competitive loan

5
It was so simple and straightforward to apply, The rate of interest was very competitive and the online account is easy to access and manage. I get a statement every 12 months clearly stating what I owe and the remaining months, would definitely recommend to others. Reviewed on: 27th February 2026

Wry happy with my experience

5
Had a great experience with Plata very happy. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review