Paid advertisement
Smart Money People Logo
Newsletter

Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13650)

I had been considering a small loan and through a qu...

5
I had been considering a small loan and through a quick search, I discovered Plata. The process was quick and easy and the money was in my account within maybe an hour. Making repayments is very easy, as it comes out of my payment method like clockwork monthly, on the date that suited me. Would definitely recommend Plata if anyone is considering a loan. Very easy process and I personally haven't encountered any problems at all. Reviewed on: 27th February 2026

very easy to deal with and reasonable interest rate

5
very easy to deal with and reasonable interest rate Reviewed on: 27th February 2026

Simple, faff-free process from application to managi...

5
Simple, faff-free process from application to managing your loan in the self-service portal. It just works! Highly recommend. Also love the ability to add a credit balance to your loan account early, if you save up some extra cash or if you get paid early at Christmas Reviewed on: 27th February 2026

Quick and easy process!

5
Quick and easy process! Agents are super friendly and helpful Reviewed on: 27th February 2026

Plata has the best electronic banking system.

5
Plata has the best electronic banking system. It's easy to access your account, easy to navigate, and very quick customer service. It's easy to have oversite of your payments and keep on top of payments. I would very much recommend Plata to family and friends. Reviewed on: 27th February 2026

Quick efficient service and good customer service an...

5
Quick efficient service and good customer service and communication Reviewed on: 27th February 2026

Excellent customer service.

5
Excellent customer service. Errors are immediately flagged and rectified. Customer care calls you back, not issue is too big and always dealt with by the person you speak to. Your voice is heard and respected. Always spoken to in clear terms and leave any call feeling satisfied and knowing any actions are taken immediately. Reviewed on: 27th February 2026

As I needed loan, I got with very easy steps and eve...

5
As I needed loan, I got with very easy steps and everything clear on instalment, No hidden cost And one more thing whenever I need all statements or balance certificates they provide me , so I can say very much helpful and kind nature staff from Plata Reviewed on: 27th February 2026

Very easy to apply, swift money transfer

5
Very easy to apply, swift money transfer Reviewed on: 27th February 2026

It’s a welcome company for everyone plata.

5
It’s a welcome company for everyone plata. Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review