Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

Hassle free with clear information

5
Hassle free with clear information Reviewed on: 27th February 2026
Ola's avatar
Ola

I applied for a loan and it was very straightforward...

4
I applied for a loan and it was very straightforward forward and I reached the criteria and was accepted. I am currently paying it off with no issue and have not needed to contact customer support or anything. So I like to think I am a steady customer and paying what needs to be paid. Reviewed on: 27th February 2026
Liam's avatar
Liam

Having a personal loan with plata has been excellent...

5
Having a personal loan with plata has been excellent value for money and the customer care service is excellent Reviewed on: 27th February 2026
Darren C's avatar
Darren C

I had been considering a small loan and through a qu...

5
I had been considering a small loan and through a quick search, I discovered Plata. The process was quick and easy and the money was in my account within maybe an hour. Making repayments is very easy, as it comes out of my payment method like clockwork monthly, on the date that suited me. Would definitely recommend Plata if anyone is considering a loan. Very easy process and I personally haven't encountered any problems at all. Reviewed on: 27th February 2026
Mark G's avatar
Mark G

very easy to deal with and reasonable interest rate

5
very easy to deal with and reasonable interest rate Reviewed on: 27th February 2026
davisgreg86@hotmail.co.uk's avatar
[email protected]

Simple, faff-free process from application to managi...

5
Simple, faff-free process from application to managing your loan in the self-service portal. It just works! Highly recommend. Also love the ability to add a credit balance to your loan account early, if you save up some extra cash or if you get paid early at Christmas Reviewed on: 27th February 2026
Alexander's avatar
Alexander

Quick and easy process!

5
Quick and easy process! Agents are super friendly and helpful Reviewed on: 27th February 2026
Nicola 's avatar
Nicola

Plata has the best electronic banking system.

5
Plata has the best electronic banking system. It's easy to access your account, easy to navigate, and very quick customer service. It's easy to have oversite of your payments and keep on top of payments. I would very much recommend Plata to family and friends. Reviewed on: 27th February 2026
Kerry L's avatar
Kerry L

Quick efficient service and good customer service an...

5
Quick efficient service and good customer service and communication Reviewed on: 27th February 2026
William B's avatar
William B

Excellent customer service.

5
Excellent customer service. Errors are immediately flagged and rectified. Customer care calls you back, not issue is too big and always dealt with by the person you speak to. Your voice is heard and respected. Always spoken to in clear terms and leave any call feeling satisfied and knowing any actions are taken immediately. Reviewed on: 27th February 2026
User L's avatar
User L

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill