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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Easy to manage

5
Took out a loan with you just over 2 years ago, have found the repayments manageable and easy with the direct debit set up, kept up to date with balances and website very secure and easy to navigate. Hopefully won’t have to take out another anytime but would come straight to plata if we did! Reviewed on: 27th February 2026

Quick and friendly.

5
Quick and friendly. Easy process Reviewed on: 27th February 2026

Quick easy application, money in account very quickl...

5
Quick easy application, money in account very quickly no lengthy process, easy online application Reviewed on: 27th February 2026

Quick and easy application process and great custome...

5
Quick and easy application process and great customer service Reviewed on: 27th February 2026

There when I needed them when I was down on my luck.

5
There when I needed them when I was down on my luck. Reviewed on: 27th February 2026

Easy and satisfying to deal with.

5
Easy and satisfying to deal with. Reviewed on: 27th February 2026

Smooth money transactions all the way through.

4
Smooth money transactions all the way through. Reviewed on: 27th February 2026

Hassle free with clear information

5
Hassle free with clear information Reviewed on: 27th February 2026

I applied for a loan and it was very straightforward...

4
I applied for a loan and it was very straightforward forward and I reached the criteria and was accepted. I am currently paying it off with no issue and have not needed to contact customer support or anything. So I like to think I am a steady customer and paying what needs to be paid. Reviewed on: 27th February 2026

Having a personal loan with plata has been excellent...

5
Having a personal loan with plata has been excellent value for money and the customer care service is excellent Reviewed on: 27th February 2026

Review Plata: Personal loans now

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