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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

The loan for busy people

5
Quick and easy process, very straightforward, most importantly no stress! Easy to understand agreement with no devious small print!. Great for busy people! Reviewed on: 27th February 2026

Easy to use and friendly.

5
Easy to use and friendly. Money was available very quickly. Would recommend them. Reviewed on: 27th February 2026

Simple, Straight forward Loan Company

5
I took a loan with Plata via their website. After being approved the money all payments come out of ny account at the request of Plata. Of If I need to manage my account I have the option of doing so with their account tools which makes the whole process even easier. Reviewed on: 27th February 2026

Easy to manage

5
Took out a loan with you just over 2 years ago, have found the repayments manageable and easy with the direct debit set up, kept up to date with balances and website very secure and easy to navigate. Hopefully won’t have to take out another anytime but would come straight to plata if we did! Reviewed on: 27th February 2026

Quick and friendly.

5
Quick and friendly. Easy process Reviewed on: 27th February 2026

Quick easy application, money in account very quickl...

5
Quick easy application, money in account very quickly no lengthy process, easy online application Reviewed on: 27th February 2026

Quick and easy application process and great custome...

5
Quick and easy application process and great customer service Reviewed on: 27th February 2026

There when I needed them when I was down on my luck.

5
There when I needed them when I was down on my luck. Reviewed on: 27th February 2026

Easy and satisfying to deal with.

5
Easy and satisfying to deal with. Reviewed on: 27th February 2026

Smooth money transactions all the way through.

4
Smooth money transactions all the way through. Reviewed on: 27th February 2026

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