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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Very good customer service easy very quick application

5
Very good customer service easy very quick application Reviewed on: 27th February 2026
Fiona B's avatar
Fiona B

you’ve been a great help excellence Service you hel...

5
I need help and with your excellence Service you helped me through everything and I’m very grateful so easy to apply so easy to receive and we’ve got to help. Will be paying back all of it as I’m good. I’m working. You help me get out of a little dilemma and I’ve got no problems now thank you always I know I could pick up the phone if I do have any trouble thank you. Reviewed on: 27th February 2026
Eva T's avatar
Eva T

Very good customer service!

5
Very good customer service! Spoke to you politely and not like you was just another customer! Would happily do the application over and over again! Only place I will get a loan in the future! Reviewed on: 27th February 2026
Conor 's avatar
Conor

I found plata easily in an online search.

5
I found plata easily in an online search. The application process was smooth and trouble free and the customer service team were very helpful and resolved my issue immediately. I would give plata 5 stars Reviewed on: 26th February 2026
Colin s's avatar
Colin s

Amazing! Great company and team are so lovely

5
Team are really friendly and easy to talk to. The application process was so simple and the interest rates and loan terms are really flexible and suitable to your needs. The website is easy to navigate and once you have a loan the account page is really helpful and handy. I receive emails from them checking in from time to time to make sure I can still make payments. Just feel like they really care about their customers! Reviewed on: 26th February 2026
Amy Jayne's avatar
Amy Jayne

Where Plata is strong

5
Where Plata is strong Fast approval + payout Very simple application Generally good customer experience ratings Clear terms, no hidden upfront fees If you need money quickly and hate dealing with banks, it does the job. Reviewed on: 26th February 2026
B M's avatar
B M

Very easy and straightforward to use

5
Very easy and straightforward to use Reviewed on: 26th February 2026
Simon K's avatar
Simon K

Easy application and portal user friendly

5
Easy application and portal user friendly Reviewed on: 26th February 2026
Clare L's avatar
Clare L

Honest and helpful lender

5
Was able to borrow the amount I needed quickly and recieve on time. Their customer line has been very helpful with setting up payment plans. Plata have been flexible when financial circumstances have changed and loan payments can't be afforded. Would definetly recommend to friends and family. Reviewed on: 26th February 2026
GG's avatar
GG

Excellent

5
The customer is great. I will recommend anyone to Plata for personal loan. Reviewed on: 26th February 2026
Omar D's avatar
Omar D

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